LTV · monthly repayment
▼ 0.50% · 3.625%
HK$143,447
−HK$8,996/mo
▼ 0.25% · 3.875%
HK$147,909
−HK$4,534/mo
Today · 4.125%
HK$152,443
baseline
▲ 0.50% · 4.625%
HK$161,719
+HK$9,276/mo
Deposit HK$31.45M · loan HK$31.45M · min. income ≈ HK$304,886/mo (50% DSR)
Upfront cash ≈ HK$34.13M (deposit + AVD stamp duty HK$2,673,610 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$159,584
−HK$8,622/mo
▼ 0.25% · 3.875%
HK$163,864
−HK$4,342/mo
Today · 4.125%
HK$168,206
baseline
▲ 0.50% · 4.625%
HK$177,072
+HK$8,866/mo
Deposit HK$31.45M · loan HK$31.45M · min. income ≈ HK$336,412/mo (50% DSR)
Upfront cash ≈ HK$34.13M (deposit + AVD stamp duty HK$2,673,610 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$172,137
−HK$10,794/mo
▼ 0.25% · 3.875%
HK$177,491
−HK$5,440/mo
Today · 4.125%
HK$182,931
baseline
▲ 0.50% · 4.625%
HK$194,062
+HK$11,131/mo
Deposit HK$25.16M · loan HK$37.75M · min. income ≈ HK$365,862/mo (50% DSR)
Upfront cash ≈ HK$27.84M (deposit + AVD stamp duty HK$2,673,610 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$191,501
−HK$10,346/mo
▼ 0.25% · 3.875%
HK$196,637
−HK$5,210/mo
Today · 4.125%
HK$201,847
baseline
▲ 0.50% · 4.625%
HK$212,486
+HK$10,639/mo
Deposit HK$25.16M · loan HK$37.75M · min. income ≈ HK$403,694/mo (50% DSR)
Upfront cash ≈ HK$27.84M (deposit + AVD stamp duty HK$2,673,610 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$200,826
−HK$12,594/mo
▼ 0.25% · 3.875%
HK$207,073
−HK$6,347/mo
Today · 4.125%
HK$213,420
baseline
▲ 0.50% · 4.625%
HK$226,406
+HK$12,986/mo
Deposit HK$18.87M · loan HK$44.04M · min. income ≈ HK$426,840/mo (50% DSR)
Upfront cash ≈ HK$21.55M (deposit + AVD stamp duty HK$2,673,610 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$223,417
−HK$12,071/mo
▼ 0.25% · 3.875%
HK$229,409
−HK$6,079/mo
Today · 4.125%
HK$235,488
baseline
▲ 0.50% · 4.625%
HK$247,901
+HK$12,413/mo
Deposit HK$18.87M · loan HK$44.04M · min. income ≈ HK$470,976/mo (50% DSR)
Upfront cash ≈ HK$21.55M (deposit + AVD stamp duty HK$2,673,610 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$258,205
−HK$16,192/mo
▼ 0.25% · 3.875%
HK$266,237
−HK$8,160/mo
Today · 4.125%
HK$274,397
baseline
▲ 0.50% · 4.625%
HK$291,094
+HK$16,697/mo
Deposit HK$6.29M · loan HK$56.62M · min. income ≈ HK$548,794/mo (50% DSR)
Upfront cash ≈ HK$8.96M (deposit + AVD stamp duty HK$2,673,610 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$287,251
−HK$15,519/mo
▼ 0.25% · 3.875%
HK$294,955
−HK$7,815/mo
Today · 4.125%
HK$302,770
baseline
▲ 0.50% · 4.625%
HK$318,730
+HK$15,960/mo
Deposit HK$6.29M · loan HK$56.62M · min. income ≈ HK$605,540/mo (50% DSR)
Upfront cash ≈ HK$8.96M (deposit + AVD stamp duty HK$2,673,610 · Scale 2, in force from 26 Feb 2026)