LTV · monthly repayment
▼ 0.50% · 3.625%
HK$143,458
−HK$8,996/mo
▼ 0.25% · 3.875%
HK$147,920
−HK$4,534/mo
Today · 4.125%
HK$152,454
baseline
▲ 0.50% · 4.625%
HK$161,730
+HK$9,276/mo
Deposit HK$31.46M · loan HK$31.46M · min. income ≈ HK$304,908/mo (50% DSR)
Upfront cash ≈ HK$34.13M (deposit + AVD stamp duty HK$2,673,804 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$159,595
−HK$8,623/mo
▼ 0.25% · 3.875%
HK$163,876
−HK$4,342/mo
Today · 4.125%
HK$168,218
baseline
▲ 0.50% · 4.625%
HK$177,085
+HK$8,867/mo
Deposit HK$31.46M · loan HK$31.46M · min. income ≈ HK$336,436/mo (50% DSR)
Upfront cash ≈ HK$34.13M (deposit + AVD stamp duty HK$2,673,804 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$172,149
−HK$10,796/mo
▼ 0.25% · 3.875%
HK$177,504
−HK$5,441/mo
Today · 4.125%
HK$182,945
baseline
▲ 0.50% · 4.625%
HK$194,076
+HK$11,131/mo
Deposit HK$25.17M · loan HK$37.75M · min. income ≈ HK$365,890/mo (50% DSR)
Upfront cash ≈ HK$27.84M (deposit + AVD stamp duty HK$2,673,804 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$191,515
−HK$10,346/mo
▼ 0.25% · 3.875%
HK$196,651
−HK$5,210/mo
Today · 4.125%
HK$201,861
baseline
▲ 0.50% · 4.625%
HK$212,502
+HK$10,641/mo
Deposit HK$25.17M · loan HK$37.75M · min. income ≈ HK$403,722/mo (50% DSR)
Upfront cash ≈ HK$27.84M (deposit + AVD stamp duty HK$2,673,804 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$200,841
−HK$12,594/mo
▼ 0.25% · 3.875%
HK$207,088
−HK$6,347/mo
Today · 4.125%
HK$213,435
baseline
▲ 0.50% · 4.625%
HK$226,423
+HK$12,988/mo
Deposit HK$18.87M · loan HK$44.04M · min. income ≈ HK$426,870/mo (50% DSR)
Upfront cash ≈ HK$21.55M (deposit + AVD stamp duty HK$2,673,804 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$223,434
−HK$12,071/mo
▼ 0.25% · 3.875%
HK$229,426
−HK$6,079/mo
Today · 4.125%
HK$235,505
baseline
▲ 0.50% · 4.625%
HK$247,919
+HK$12,414/mo
Deposit HK$18.87M · loan HK$44.04M · min. income ≈ HK$471,010/mo (50% DSR)
Upfront cash ≈ HK$21.55M (deposit + AVD stamp duty HK$2,673,804 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$258,224
−HK$16,193/mo
▼ 0.25% · 3.875%
HK$266,256
−HK$8,161/mo
Today · 4.125%
HK$274,417
baseline
▲ 0.50% · 4.625%
HK$291,115
+HK$16,698/mo
Deposit HK$6.29M · loan HK$56.62M · min. income ≈ HK$548,834/mo (50% DSR)
Upfront cash ≈ HK$8.97M (deposit + AVD stamp duty HK$2,673,804 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$287,272
−HK$15,520/mo
▼ 0.25% · 3.875%
HK$294,976
−HK$7,816/mo
Today · 4.125%
HK$302,792
baseline
▲ 0.50% · 4.625%
HK$318,753
+HK$15,961/mo
Deposit HK$6.29M · loan HK$56.62M · min. income ≈ HK$605,584/mo (50% DSR)
Upfront cash ≈ HK$8.97M (deposit + AVD stamp duty HK$2,673,804 · Scale 2, in force from 26 Feb 2026)