LTV · monthly repayment
▼ 0.50% · 3.625%
HK$143,467
−HK$8,997/mo
▼ 0.25% · 3.875%
HK$147,930
−HK$4,534/mo
Today · 4.125%
HK$152,464
baseline
▲ 0.50% · 4.625%
HK$161,741
+HK$9,277/mo
Deposit HK$31.46M · loan HK$31.46M · min. income ≈ HK$304,928/mo (50% DSR)
Upfront cash ≈ HK$34.13M (deposit + AVD stamp duty HK$2,673,984 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$159,606
−HK$8,623/mo
▼ 0.25% · 3.875%
HK$163,887
−HK$4,342/mo
Today · 4.125%
HK$168,229
baseline
▲ 0.50% · 4.625%
HK$177,097
+HK$8,868/mo
Deposit HK$31.46M · loan HK$31.46M · min. income ≈ HK$336,458/mo (50% DSR)
Upfront cash ≈ HK$34.13M (deposit + AVD stamp duty HK$2,673,984 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$172,161
−HK$10,796/mo
▼ 0.25% · 3.875%
HK$177,516
−HK$5,441/mo
Today · 4.125%
HK$182,957
baseline
▲ 0.50% · 4.625%
HK$194,089
+HK$11,132/mo
Deposit HK$25.17M · loan HK$37.75M · min. income ≈ HK$365,914/mo (50% DSR)
Upfront cash ≈ HK$27.84M (deposit + AVD stamp duty HK$2,673,984 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$191,527
−HK$10,348/mo
▼ 0.25% · 3.875%
HK$196,664
−HK$5,211/mo
Today · 4.125%
HK$201,875
baseline
▲ 0.50% · 4.625%
HK$212,516
+HK$10,641/mo
Deposit HK$25.17M · loan HK$37.75M · min. income ≈ HK$403,750/mo (50% DSR)
Upfront cash ≈ HK$27.84M (deposit + AVD stamp duty HK$2,673,984 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$200,854
−HK$12,596/mo
▼ 0.25% · 3.875%
HK$207,102
−HK$6,348/mo
Today · 4.125%
HK$213,450
baseline
▲ 0.50% · 4.625%
HK$226,438
+HK$12,988/mo
Deposit HK$18.88M · loan HK$44.04M · min. income ≈ HK$426,900/mo (50% DSR)
Upfront cash ≈ HK$21.55M (deposit + AVD stamp duty HK$2,673,984 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$223,449
−HK$12,072/mo
▼ 0.25% · 3.875%
HK$229,441
−HK$6,080/mo
Today · 4.125%
HK$235,521
baseline
▲ 0.50% · 4.625%
HK$247,935
+HK$12,414/mo
Deposit HK$18.88M · loan HK$44.04M · min. income ≈ HK$471,042/mo (50% DSR)
Upfront cash ≈ HK$21.55M (deposit + AVD stamp duty HK$2,673,984 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$258,241
−HK$16,194/mo
▼ 0.25% · 3.875%
HK$266,274
−HK$8,161/mo
Today · 4.125%
HK$274,435
baseline
▲ 0.50% · 4.625%
HK$291,134
+HK$16,699/mo
Deposit HK$6.29M · loan HK$56.63M · min. income ≈ HK$548,870/mo (50% DSR)
Upfront cash ≈ HK$8.97M (deposit + AVD stamp duty HK$2,673,984 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$287,291
−HK$15,521/mo
▼ 0.25% · 3.875%
HK$294,996
−HK$7,816/mo
Today · 4.125%
HK$302,812
baseline
▲ 0.50% · 4.625%
HK$318,774
+HK$15,962/mo
Deposit HK$6.29M · loan HK$56.63M · min. income ≈ HK$605,624/mo (50% DSR)
Upfront cash ≈ HK$8.97M (deposit + AVD stamp duty HK$2,673,984 · Scale 2, in force from 26 Feb 2026)