LTV · monthly repayment
▼ 0.50% · 3.625%
HK$14,347
−HK$900/mo
▼ 0.25% · 3.875%
HK$14,794
−HK$453/mo
Today · 4.125%
HK$15,247
baseline
▲ 0.50% · 4.625%
HK$16,175
+HK$928/mo
Deposit HK$3.15M · loan HK$3.15M · min. income ≈ HK$30,494/mo (50% DSR)
Upfront cash ≈ HK$3.31M (deposit + AVD stamp duty HK$164,199 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,961
−HK$863/mo
▼ 0.25% · 3.875%
HK$16,389
−HK$435/mo
Today · 4.125%
HK$16,824
baseline
▲ 0.50% · 4.625%
HK$17,710
+HK$886/mo
Deposit HK$3.15M · loan HK$3.15M · min. income ≈ HK$33,648/mo (50% DSR)
Upfront cash ≈ HK$3.31M (deposit + AVD stamp duty HK$164,199 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,217
−HK$1,079/mo
▼ 0.25% · 3.875%
HK$17,752
−HK$544/mo
Today · 4.125%
HK$18,296
baseline
▲ 0.50% · 4.625%
HK$19,410
+HK$1,114/mo
Deposit HK$2.52M · loan HK$3.78M · min. income ≈ HK$36,592/mo (50% DSR)
Upfront cash ≈ HK$2.68M (deposit + AVD stamp duty HK$164,199 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,154
−HK$1,034/mo
▼ 0.25% · 3.875%
HK$19,667
−HK$521/mo
Today · 4.125%
HK$20,188
baseline
▲ 0.50% · 4.625%
HK$21,252
+HK$1,064/mo
Deposit HK$2.52M · loan HK$3.78M · min. income ≈ HK$40,376/mo (50% DSR)
Upfront cash ≈ HK$2.68M (deposit + AVD stamp duty HK$164,199 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,086
−HK$1,260/mo
▼ 0.25% · 3.875%
HK$20,711
−HK$635/mo
Today · 4.125%
HK$21,346
baseline
▲ 0.50% · 4.625%
HK$22,645
+HK$1,299/mo
Deposit HK$1.89M · loan HK$4.40M · min. income ≈ HK$42,692/mo (50% DSR)
Upfront cash ≈ HK$2.05M (deposit + AVD stamp duty HK$164,199 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,346
−HK$1,207/mo
▼ 0.25% · 3.875%
HK$22,945
−HK$608/mo
Today · 4.125%
HK$23,553
baseline
▲ 0.50% · 4.625%
HK$24,795
+HK$1,242/mo
Deposit HK$1.89M · loan HK$4.40M · min. income ≈ HK$47,106/mo (50% DSR)
Upfront cash ≈ HK$2.05M (deposit + AVD stamp duty HK$164,199 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,825
−HK$1,620/mo
▼ 0.25% · 3.875%
HK$26,629
−HK$816/mo
Today · 4.125%
HK$27,445
baseline
▲ 0.50% · 4.625%
HK$29,115
+HK$1,670/mo
Deposit HK$629K · loan HK$5.66M · min. income ≈ HK$54,890/mo (50% DSR)
Upfront cash ≈ HK$793K (deposit + AVD stamp duty HK$164,199 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,730
−HK$1,552/mo
▼ 0.25% · 3.875%
HK$29,501
−HK$781/mo
Today · 4.125%
HK$30,282
baseline
▲ 0.50% · 4.625%
HK$31,879
+HK$1,597/mo
Deposit HK$629K · loan HK$5.66M · min. income ≈ HK$60,564/mo (50% DSR)
Upfront cash ≈ HK$793K (deposit + AVD stamp duty HK$164,199 · Scale 2, in force from 26 Feb 2026)