LTV · monthly repayment
▼ 0.50% · 3.625%
HK$143,500
−HK$8,998/mo
▼ 0.25% · 3.875%
HK$147,963
−HK$4,535/mo
Today · 4.125%
HK$152,498
baseline
▲ 0.50% · 4.625%
HK$161,777
+HK$9,279/mo
Deposit HK$31.47M · loan HK$31.47M · min. income ≈ HK$304,996/mo (50% DSR)
Upfront cash ≈ HK$34.14M (deposit + AVD stamp duty HK$2,674,581 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$159,642
−HK$8,625/mo
▼ 0.25% · 3.875%
HK$163,923
−HK$4,344/mo
Today · 4.125%
HK$168,267
baseline
▲ 0.50% · 4.625%
HK$177,136
+HK$8,869/mo
Deposit HK$31.47M · loan HK$31.47M · min. income ≈ HK$336,534/mo (50% DSR)
Upfront cash ≈ HK$34.14M (deposit + AVD stamp duty HK$2,674,581 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$172,199
−HK$10,799/mo
▼ 0.25% · 3.875%
HK$177,556
−HK$5,442/mo
Today · 4.125%
HK$182,998
baseline
▲ 0.50% · 4.625%
HK$194,133
+HK$11,135/mo
Deposit HK$25.17M · loan HK$37.76M · min. income ≈ HK$365,996/mo (50% DSR)
Upfront cash ≈ HK$27.85M (deposit + AVD stamp duty HK$2,674,581 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$191,570
−HK$10,350/mo
▼ 0.25% · 3.875%
HK$196,708
−HK$5,212/mo
Today · 4.125%
HK$201,920
baseline
▲ 0.50% · 4.625%
HK$212,564
+HK$10,644/mo
Deposit HK$25.17M · loan HK$37.76M · min. income ≈ HK$403,840/mo (50% DSR)
Upfront cash ≈ HK$27.85M (deposit + AVD stamp duty HK$2,674,581 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$200,899
−HK$12,599/mo
▼ 0.25% · 3.875%
HK$207,148
−HK$6,350/mo
Today · 4.125%
HK$213,498
baseline
▲ 0.50% · 4.625%
HK$226,488
+HK$12,990/mo
Deposit HK$18.88M · loan HK$44.05M · min. income ≈ HK$426,996/mo (50% DSR)
Upfront cash ≈ HK$21.55M (deposit + AVD stamp duty HK$2,674,581 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$223,499
−HK$12,074/mo
▼ 0.25% · 3.875%
HK$229,493
−HK$6,080/mo
Today · 4.125%
HK$235,573
baseline
▲ 0.50% · 4.625%
HK$247,991
+HK$12,418/mo
Deposit HK$18.88M · loan HK$44.05M · min. income ≈ HK$471,146/mo (50% DSR)
Upfront cash ≈ HK$21.55M (deposit + AVD stamp duty HK$2,674,581 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$258,299
−HK$16,198/mo
▼ 0.25% · 3.875%
HK$266,334
−HK$8,163/mo
Today · 4.125%
HK$274,497
baseline
▲ 0.50% · 4.625%
HK$291,199
+HK$16,702/mo
Deposit HK$6.29M · loan HK$56.64M · min. income ≈ HK$548,994/mo (50% DSR)
Upfront cash ≈ HK$8.97M (deposit + AVD stamp duty HK$2,674,581 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$287,355
−HK$15,525/mo
▼ 0.25% · 3.875%
HK$295,062
−HK$7,818/mo
Today · 4.125%
HK$302,880
baseline
▲ 0.50% · 4.625%
HK$318,845
+HK$15,965/mo
Deposit HK$6.29M · loan HK$56.64M · min. income ≈ HK$605,760/mo (50% DSR)
Upfront cash ≈ HK$8.97M (deposit + AVD stamp duty HK$2,674,581 · Scale 2, in force from 26 Feb 2026)