LTV · monthly repayment
▼ 0.50% · 3.625%
HK$143,500
−HK$8,999/mo
▼ 0.25% · 3.875%
HK$147,963
−HK$4,536/mo
Today · 4.125%
HK$152,499
baseline
▲ 0.50% · 4.625%
HK$161,778
+HK$9,279/mo
Deposit HK$31.47M · loan HK$31.47M · min. income ≈ HK$304,998/mo (50% DSR)
Upfront cash ≈ HK$34.14M (deposit + AVD stamp duty HK$2,674,587 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$159,642
−HK$8,625/mo
▼ 0.25% · 3.875%
HK$163,924
−HK$4,343/mo
Today · 4.125%
HK$168,267
baseline
▲ 0.50% · 4.625%
HK$177,137
+HK$8,870/mo
Deposit HK$31.47M · loan HK$31.47M · min. income ≈ HK$336,534/mo (50% DSR)
Upfront cash ≈ HK$34.14M (deposit + AVD stamp duty HK$2,674,587 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$172,200
−HK$10,798/mo
▼ 0.25% · 3.875%
HK$177,556
−HK$5,442/mo
Today · 4.125%
HK$182,998
baseline
▲ 0.50% · 4.625%
HK$194,133
+HK$11,135/mo
Deposit HK$25.17M · loan HK$37.76M · min. income ≈ HK$365,996/mo (50% DSR)
Upfront cash ≈ HK$27.85M (deposit + AVD stamp duty HK$2,674,587 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$191,571
−HK$10,350/mo
▼ 0.25% · 3.875%
HK$196,708
−HK$5,213/mo
Today · 4.125%
HK$201,921
baseline
▲ 0.50% · 4.625%
HK$212,564
+HK$10,643/mo
Deposit HK$25.17M · loan HK$37.76M · min. income ≈ HK$403,842/mo (50% DSR)
Upfront cash ≈ HK$27.85M (deposit + AVD stamp duty HK$2,674,587 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$200,900
−HK$12,598/mo
▼ 0.25% · 3.875%
HK$207,149
−HK$6,349/mo
Today · 4.125%
HK$213,498
baseline
▲ 0.50% · 4.625%
HK$226,489
+HK$12,991/mo
Deposit HK$18.88M · loan HK$44.05M · min. income ≈ HK$426,996/mo (50% DSR)
Upfront cash ≈ HK$21.55M (deposit + AVD stamp duty HK$2,674,587 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$223,499
−HK$12,075/mo
▼ 0.25% · 3.875%
HK$229,493
−HK$6,081/mo
Today · 4.125%
HK$235,574
baseline
▲ 0.50% · 4.625%
HK$247,991
+HK$12,417/mo
Deposit HK$18.88M · loan HK$44.05M · min. income ≈ HK$471,148/mo (50% DSR)
Upfront cash ≈ HK$21.55M (deposit + AVD stamp duty HK$2,674,587 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$258,300
−HK$16,197/mo
▼ 0.25% · 3.875%
HK$266,334
−HK$8,163/mo
Today · 4.125%
HK$274,497
baseline
▲ 0.50% · 4.625%
HK$291,200
+HK$16,703/mo
Deposit HK$6.29M · loan HK$56.64M · min. income ≈ HK$548,994/mo (50% DSR)
Upfront cash ≈ HK$8.97M (deposit + AVD stamp duty HK$2,674,587 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$287,356
−HK$15,525/mo
▼ 0.25% · 3.875%
HK$295,063
−HK$7,818/mo
Today · 4.125%
HK$302,881
baseline
▲ 0.50% · 4.625%
HK$318,846
+HK$15,965/mo
Deposit HK$6.29M · loan HK$56.64M · min. income ≈ HK$605,762/mo (50% DSR)
Upfront cash ≈ HK$8.97M (deposit + AVD stamp duty HK$2,674,587 · Scale 2, in force from 26 Feb 2026)