LTV · monthly repayment
▼ 0.50% · 3.625%
HK$143,501
−HK$8,999/mo
▼ 0.25% · 3.875%
HK$147,965
−HK$4,535/mo
Today · 4.125%
HK$152,500
baseline
▲ 0.50% · 4.625%
HK$161,779
+HK$9,279/mo
Deposit HK$31.47M · loan HK$31.47M · min. income ≈ HK$305,000/mo (50% DSR)
Upfront cash ≈ HK$34.14M (deposit + AVD stamp duty HK$2,674,612 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$159,644
−HK$8,625/mo
▼ 0.25% · 3.875%
HK$163,925
−HK$4,344/mo
Today · 4.125%
HK$168,269
baseline
▲ 0.50% · 4.625%
HK$177,138
+HK$8,869/mo
Deposit HK$31.47M · loan HK$31.47M · min. income ≈ HK$336,538/mo (50% DSR)
Upfront cash ≈ HK$34.14M (deposit + AVD stamp duty HK$2,674,612 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$172,201
−HK$10,799/mo
▼ 0.25% · 3.875%
HK$177,558
−HK$5,442/mo
Today · 4.125%
HK$183,000
baseline
▲ 0.50% · 4.625%
HK$194,135
+HK$11,135/mo
Deposit HK$25.17M · loan HK$37.76M · min. income ≈ HK$366,000/mo (50% DSR)
Upfront cash ≈ HK$27.85M (deposit + AVD stamp duty HK$2,674,612 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$191,572
−HK$10,350/mo
▼ 0.25% · 3.875%
HK$196,710
−HK$5,212/mo
Today · 4.125%
HK$201,922
baseline
▲ 0.50% · 4.625%
HK$212,566
+HK$10,644/mo
Deposit HK$25.17M · loan HK$37.76M · min. income ≈ HK$403,844/mo (50% DSR)
Upfront cash ≈ HK$27.85M (deposit + AVD stamp duty HK$2,674,612 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$200,902
−HK$12,598/mo
▼ 0.25% · 3.875%
HK$207,151
−HK$6,349/mo
Today · 4.125%
HK$213,500
baseline
▲ 0.50% · 4.625%
HK$226,491
+HK$12,991/mo
Deposit HK$18.88M · loan HK$44.05M · min. income ≈ HK$427,000/mo (50% DSR)
Upfront cash ≈ HK$21.55M (deposit + AVD stamp duty HK$2,674,612 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$223,501
−HK$12,075/mo
▼ 0.25% · 3.875%
HK$229,495
−HK$6,081/mo
Today · 4.125%
HK$235,576
baseline
▲ 0.50% · 4.625%
HK$247,994
+HK$12,418/mo
Deposit HK$18.88M · loan HK$44.05M · min. income ≈ HK$471,152/mo (50% DSR)
Upfront cash ≈ HK$21.55M (deposit + AVD stamp duty HK$2,674,612 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$258,302
−HK$16,198/mo
▼ 0.25% · 3.875%
HK$266,337
−HK$8,163/mo
Today · 4.125%
HK$274,500
baseline
▲ 0.50% · 4.625%
HK$291,203
+HK$16,703/mo
Deposit HK$6.29M · loan HK$56.64M · min. income ≈ HK$549,000/mo (50% DSR)
Upfront cash ≈ HK$8.97M (deposit + AVD stamp duty HK$2,674,612 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$287,359
−HK$15,525/mo
▼ 0.25% · 3.875%
HK$295,065
−HK$7,819/mo
Today · 4.125%
HK$302,884
baseline
▲ 0.50% · 4.625%
HK$318,849
+HK$15,965/mo
Deposit HK$6.29M · loan HK$56.64M · min. income ≈ HK$605,768/mo (50% DSR)
Upfront cash ≈ HK$8.97M (deposit + AVD stamp duty HK$2,674,612 · Scale 2, in force from 26 Feb 2026)