LTV · monthly repayment
▼ 0.50% · 3.625%
HK$143,509
−HK$9,000/mo
▼ 0.25% · 3.875%
HK$147,973
−HK$4,536/mo
Today · 4.125%
HK$152,509
baseline
▲ 0.50% · 4.625%
HK$161,788
+HK$9,279/mo
Deposit HK$31.47M · loan HK$31.47M · min. income ≈ HK$305,018/mo (50% DSR)
Upfront cash ≈ HK$34.14M (deposit + AVD stamp duty HK$2,674,762 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$159,653
−HK$8,625/mo
▼ 0.25% · 3.875%
HK$163,934
−HK$4,344/mo
Today · 4.125%
HK$168,278
baseline
▲ 0.50% · 4.625%
HK$177,148
+HK$8,870/mo
Deposit HK$31.47M · loan HK$31.47M · min. income ≈ HK$336,556/mo (50% DSR)
Upfront cash ≈ HK$34.14M (deposit + AVD stamp duty HK$2,674,762 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$172,211
−HK$10,799/mo
▼ 0.25% · 3.875%
HK$177,568
−HK$5,442/mo
Today · 4.125%
HK$183,010
baseline
▲ 0.50% · 4.625%
HK$194,146
+HK$11,136/mo
Deposit HK$25.17M · loan HK$37.76M · min. income ≈ HK$366,020/mo (50% DSR)
Upfront cash ≈ HK$27.85M (deposit + AVD stamp duty HK$2,674,762 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$191,583
−HK$10,351/mo
▼ 0.25% · 3.875%
HK$196,721
−HK$5,213/mo
Today · 4.125%
HK$201,934
baseline
▲ 0.50% · 4.625%
HK$212,578
+HK$10,644/mo
Deposit HK$25.17M · loan HK$37.76M · min. income ≈ HK$403,868/mo (50% DSR)
Upfront cash ≈ HK$27.85M (deposit + AVD stamp duty HK$2,674,762 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$200,913
−HK$12,599/mo
▼ 0.25% · 3.875%
HK$207,162
−HK$6,350/mo
Today · 4.125%
HK$213,512
baseline
▲ 0.50% · 4.625%
HK$226,504
+HK$12,992/mo
Deposit HK$18.88M · loan HK$44.05M · min. income ≈ HK$427,024/mo (50% DSR)
Upfront cash ≈ HK$21.56M (deposit + AVD stamp duty HK$2,674,762 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$223,514
−HK$12,075/mo
▼ 0.25% · 3.875%
HK$229,508
−HK$6,081/mo
Today · 4.125%
HK$235,589
baseline
▲ 0.50% · 4.625%
HK$248,008
+HK$12,419/mo
Deposit HK$18.88M · loan HK$44.05M · min. income ≈ HK$471,178/mo (50% DSR)
Upfront cash ≈ HK$21.56M (deposit + AVD stamp duty HK$2,674,762 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$258,317
−HK$16,198/mo
▼ 0.25% · 3.875%
HK$266,352
−HK$8,163/mo
Today · 4.125%
HK$274,515
baseline
▲ 0.50% · 4.625%
HK$291,219
+HK$16,704/mo
Deposit HK$6.29M · loan HK$56.64M · min. income ≈ HK$549,030/mo (50% DSR)
Upfront cash ≈ HK$8.97M (deposit + AVD stamp duty HK$2,674,762 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$287,375
−HK$15,526/mo
▼ 0.25% · 3.875%
HK$295,082
−HK$7,819/mo
Today · 4.125%
HK$302,901
baseline
▲ 0.50% · 4.625%
HK$318,867
+HK$15,966/mo
Deposit HK$6.29M · loan HK$56.64M · min. income ≈ HK$605,802/mo (50% DSR)
Upfront cash ≈ HK$8.97M (deposit + AVD stamp duty HK$2,674,762 · Scale 2, in force from 26 Feb 2026)