LTV · monthly repayment
▼ 0.50% · 3.625%
HK$14,352
−HK$899/mo
▼ 0.25% · 3.875%
HK$14,798
−HK$453/mo
Today · 4.125%
HK$15,251
baseline
▲ 0.50% · 4.625%
HK$16,179
+HK$928/mo
Deposit HK$3.15M · loan HK$3.15M · min. income ≈ HK$30,502/mo (50% DSR)
Upfront cash ≈ HK$3.31M (deposit + AVD stamp duty HK$164,382 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,966
−HK$862/mo
▼ 0.25% · 3.875%
HK$16,394
−HK$434/mo
Today · 4.125%
HK$16,828
baseline
▲ 0.50% · 4.625%
HK$17,716
+HK$888/mo
Deposit HK$3.15M · loan HK$3.15M · min. income ≈ HK$33,656/mo (50% DSR)
Upfront cash ≈ HK$3.31M (deposit + AVD stamp duty HK$164,382 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,222
−HK$1,080/mo
▼ 0.25% · 3.875%
HK$17,757
−HK$545/mo
Today · 4.125%
HK$18,302
baseline
▲ 0.50% · 4.625%
HK$19,415
+HK$1,113/mo
Deposit HK$2.52M · loan HK$3.78M · min. income ≈ HK$36,604/mo (50% DSR)
Upfront cash ≈ HK$2.68M (deposit + AVD stamp duty HK$164,382 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,159
−HK$1,035/mo
▼ 0.25% · 3.875%
HK$19,673
−HK$521/mo
Today · 4.125%
HK$20,194
baseline
▲ 0.50% · 4.625%
HK$21,259
+HK$1,065/mo
Deposit HK$2.52M · loan HK$3.78M · min. income ≈ HK$40,388/mo (50% DSR)
Upfront cash ≈ HK$2.68M (deposit + AVD stamp duty HK$164,382 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,092
−HK$1,260/mo
▼ 0.25% · 3.875%
HK$20,717
−HK$635/mo
Today · 4.125%
HK$21,352
baseline
▲ 0.50% · 4.625%
HK$22,651
+HK$1,299/mo
Deposit HK$1.89M · loan HK$4.41M · min. income ≈ HK$42,704/mo (50% DSR)
Upfront cash ≈ HK$2.05M (deposit + AVD stamp duty HK$164,382 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,352
−HK$1,208/mo
▼ 0.25% · 3.875%
HK$22,952
−HK$608/mo
Today · 4.125%
HK$23,560
baseline
▲ 0.50% · 4.625%
HK$24,802
+HK$1,242/mo
Deposit HK$1.89M · loan HK$4.41M · min. income ≈ HK$47,120/mo (50% DSR)
Upfront cash ≈ HK$2.05M (deposit + AVD stamp duty HK$164,382 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,833
−HK$1,620/mo
▼ 0.25% · 3.875%
HK$26,636
−HK$817/mo
Today · 4.125%
HK$27,453
baseline
▲ 0.50% · 4.625%
HK$29,123
+HK$1,670/mo
Deposit HK$629K · loan HK$5.66M · min. income ≈ HK$54,906/mo (50% DSR)
Upfront cash ≈ HK$794K (deposit + AVD stamp duty HK$164,382 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,739
−HK$1,552/mo
▼ 0.25% · 3.875%
HK$29,509
−HK$782/mo
Today · 4.125%
HK$30,291
baseline
▲ 0.50% · 4.625%
HK$31,888
+HK$1,597/mo
Deposit HK$629K · loan HK$5.66M · min. income ≈ HK$60,582/mo (50% DSR)
Upfront cash ≈ HK$794K (deposit + AVD stamp duty HK$164,382 · Scale 2, in force from 26 Feb 2026)