LTV · monthly repayment
▼ 0.50% · 3.625%
HK$14,352
−HK$900/mo
▼ 0.25% · 3.875%
HK$14,798
−HK$454/mo
Today · 4.125%
HK$15,252
baseline
▲ 0.50% · 4.625%
HK$16,180
+HK$928/mo
Deposit HK$3.15M · loan HK$3.15M · min. income ≈ HK$30,504/mo (50% DSR)
Upfront cash ≈ HK$3.31M (deposit + AVD stamp duty HK$164,399 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,966
−HK$863/mo
▼ 0.25% · 3.875%
HK$16,395
−HK$434/mo
Today · 4.125%
HK$16,829
baseline
▲ 0.50% · 4.625%
HK$17,716
+HK$887/mo
Deposit HK$3.15M · loan HK$3.15M · min. income ≈ HK$33,658/mo (50% DSR)
Upfront cash ≈ HK$3.31M (deposit + AVD stamp duty HK$164,399 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,222
−HK$1,080/mo
▼ 0.25% · 3.875%
HK$17,758
−HK$544/mo
Today · 4.125%
HK$18,302
baseline
▲ 0.50% · 4.625%
HK$19,416
+HK$1,114/mo
Deposit HK$2.52M · loan HK$3.78M · min. income ≈ HK$36,604/mo (50% DSR)
Upfront cash ≈ HK$2.68M (deposit + AVD stamp duty HK$164,399 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,160
−HK$1,035/mo
▼ 0.25% · 3.875%
HK$19,673
−HK$522/mo
Today · 4.125%
HK$20,195
baseline
▲ 0.50% · 4.625%
HK$21,259
+HK$1,064/mo
Deposit HK$2.52M · loan HK$3.78M · min. income ≈ HK$40,390/mo (50% DSR)
Upfront cash ≈ HK$2.68M (deposit + AVD stamp duty HK$164,399 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,093
−HK$1,260/mo
▼ 0.25% · 3.875%
HK$20,718
−HK$635/mo
Today · 4.125%
HK$21,353
baseline
▲ 0.50% · 4.625%
HK$22,652
+HK$1,299/mo
Deposit HK$1.89M · loan HK$4.41M · min. income ≈ HK$42,706/mo (50% DSR)
Upfront cash ≈ HK$2.05M (deposit + AVD stamp duty HK$164,399 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,353
−HK$1,208/mo
▼ 0.25% · 3.875%
HK$22,952
−HK$609/mo
Today · 4.125%
HK$23,561
baseline
▲ 0.50% · 4.625%
HK$24,802
+HK$1,241/mo
Deposit HK$1.89M · loan HK$4.41M · min. income ≈ HK$47,122/mo (50% DSR)
Upfront cash ≈ HK$2.05M (deposit + AVD stamp duty HK$164,399 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,833
−HK$1,620/mo
▼ 0.25% · 3.875%
HK$26,637
−HK$816/mo
Today · 4.125%
HK$27,453
baseline
▲ 0.50% · 4.625%
HK$29,124
+HK$1,671/mo
Deposit HK$629K · loan HK$5.66M · min. income ≈ HK$54,906/mo (50% DSR)
Upfront cash ≈ HK$794K (deposit + AVD stamp duty HK$164,399 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,739
−HK$1,553/mo
▼ 0.25% · 3.875%
HK$29,510
−HK$782/mo
Today · 4.125%
HK$30,292
baseline
▲ 0.50% · 4.625%
HK$31,889
+HK$1,597/mo
Deposit HK$629K · loan HK$5.66M · min. income ≈ HK$60,584/mo (50% DSR)
Upfront cash ≈ HK$794K (deposit + AVD stamp duty HK$164,399 · Scale 2, in force from 26 Feb 2026)