LTV · monthly repayment
▼ 0.50% · 3.625%
HK$143,562
−HK$9,002/mo
▼ 0.25% · 3.875%
HK$148,027
−HK$4,537/mo
Today · 4.125%
HK$152,564
baseline
▲ 0.50% · 4.625%
HK$161,847
+HK$9,283/mo
Deposit HK$31.48M · loan HK$31.48M · min. income ≈ HK$305,128/mo (50% DSR)
Upfront cash ≈ HK$34.16M (deposit + AVD stamp duty HK$2,675,738 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$159,711
−HK$8,629/mo
▼ 0.25% · 3.875%
HK$163,994
−HK$4,346/mo
Today · 4.125%
HK$168,340
baseline
▲ 0.50% · 4.625%
HK$177,213
+HK$8,873/mo
Deposit HK$31.48M · loan HK$31.48M · min. income ≈ HK$336,680/mo (50% DSR)
Upfront cash ≈ HK$34.16M (deposit + AVD stamp duty HK$2,675,738 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$172,274
−HK$10,803/mo
▼ 0.25% · 3.875%
HK$177,633
−HK$5,444/mo
Today · 4.125%
HK$183,077
baseline
▲ 0.50% · 4.625%
HK$194,217
+HK$11,140/mo
Deposit HK$25.18M · loan HK$37.78M · min. income ≈ HK$366,154/mo (50% DSR)
Upfront cash ≈ HK$27.86M (deposit + AVD stamp duty HK$2,675,738 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$191,653
−HK$10,354/mo
▼ 0.25% · 3.875%
HK$196,793
−HK$5,214/mo
Today · 4.125%
HK$202,007
baseline
▲ 0.50% · 4.625%
HK$212,655
+HK$10,648/mo
Deposit HK$25.18M · loan HK$37.78M · min. income ≈ HK$404,014/mo (50% DSR)
Upfront cash ≈ HK$27.86M (deposit + AVD stamp duty HK$2,675,738 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$200,986
−HK$12,604/mo
▼ 0.25% · 3.875%
HK$207,238
−HK$6,352/mo
Today · 4.125%
HK$213,590
baseline
▲ 0.50% · 4.625%
HK$226,586
+HK$12,996/mo
Deposit HK$18.89M · loan HK$44.07M · min. income ≈ HK$427,180/mo (50% DSR)
Upfront cash ≈ HK$21.56M (deposit + AVD stamp duty HK$2,675,738 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$223,595
−HK$12,080/mo
▼ 0.25% · 3.875%
HK$229,592
−HK$6,083/mo
Today · 4.125%
HK$235,675
baseline
▲ 0.50% · 4.625%
HK$248,098
+HK$12,423/mo
Deposit HK$18.89M · loan HK$44.07M · min. income ≈ HK$471,350/mo (50% DSR)
Upfront cash ≈ HK$21.56M (deposit + AVD stamp duty HK$2,675,738 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$258,411
−HK$16,204/mo
▼ 0.25% · 3.875%
HK$266,449
−HK$8,166/mo
Today · 4.125%
HK$274,615
baseline
▲ 0.50% · 4.625%
HK$291,325
+HK$16,710/mo
Deposit HK$6.30M · loan HK$56.66M · min. income ≈ HK$549,230/mo (50% DSR)
Upfront cash ≈ HK$8.97M (deposit + AVD stamp duty HK$2,675,738 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$287,479
−HK$15,532/mo
▼ 0.25% · 3.875%
HK$295,190
−HK$7,821/mo
Today · 4.125%
HK$303,011
baseline
▲ 0.50% · 4.625%
HK$318,983
+HK$15,972/mo
Deposit HK$6.30M · loan HK$56.66M · min. income ≈ HK$606,022/mo (50% DSR)
Upfront cash ≈ HK$8.97M (deposit + AVD stamp duty HK$2,675,738 · Scale 2, in force from 26 Feb 2026)