LTV · monthly repayment
▼ 0.50% · 3.625%
HK$143,592
−HK$9,004/mo
▼ 0.25% · 3.875%
HK$148,058
−HK$4,538/mo
Today · 4.125%
HK$152,596
baseline
▲ 0.50% · 4.625%
HK$161,881
+HK$9,285/mo
Deposit HK$31.49M · loan HK$31.49M · min. income ≈ HK$305,192/mo (50% DSR)
Upfront cash ≈ HK$34.16M (deposit + AVD stamp duty HK$2,676,298 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$159,744
−HK$8,631/mo
▼ 0.25% · 3.875%
HK$164,029
−HK$4,346/mo
Today · 4.125%
HK$168,375
baseline
▲ 0.50% · 4.625%
HK$177,250
+HK$8,875/mo
Deposit HK$31.49M · loan HK$31.49M · min. income ≈ HK$336,750/mo (50% DSR)
Upfront cash ≈ HK$34.16M (deposit + AVD stamp duty HK$2,676,298 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$172,310
−HK$10,805/mo
▼ 0.25% · 3.875%
HK$177,670
−HK$5,445/mo
Today · 4.125%
HK$183,115
baseline
▲ 0.50% · 4.625%
HK$194,257
+HK$11,142/mo
Deposit HK$25.19M · loan HK$37.78M · min. income ≈ HK$366,230/mo (50% DSR)
Upfront cash ≈ HK$27.86M (deposit + AVD stamp duty HK$2,676,298 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$191,693
−HK$10,357/mo
▼ 0.25% · 3.875%
HK$196,834
−HK$5,216/mo
Today · 4.125%
HK$202,050
baseline
▲ 0.50% · 4.625%
HK$212,700
+HK$10,650/mo
Deposit HK$25.19M · loan HK$37.78M · min. income ≈ HK$404,100/mo (50% DSR)
Upfront cash ≈ HK$27.86M (deposit + AVD stamp duty HK$2,676,298 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$201,028
−HK$12,607/mo
▼ 0.25% · 3.875%
HK$207,281
−HK$6,354/mo
Today · 4.125%
HK$213,635
baseline
▲ 0.50% · 4.625%
HK$226,634
+HK$12,999/mo
Deposit HK$18.89M · loan HK$44.08M · min. income ≈ HK$427,270/mo (50% DSR)
Upfront cash ≈ HK$21.57M (deposit + AVD stamp duty HK$2,676,298 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$223,642
−HK$12,083/mo
▼ 0.25% · 3.875%
HK$229,640
−HK$6,085/mo
Today · 4.125%
HK$235,725
baseline
▲ 0.50% · 4.625%
HK$248,150
+HK$12,425/mo
Deposit HK$18.89M · loan HK$44.08M · min. income ≈ HK$471,450/mo (50% DSR)
Upfront cash ≈ HK$21.57M (deposit + AVD stamp duty HK$2,676,298 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$258,465
−HK$16,208/mo
▼ 0.25% · 3.875%
HK$266,505
−HK$8,168/mo
Today · 4.125%
HK$274,673
baseline
▲ 0.50% · 4.625%
HK$291,386
+HK$16,713/mo
Deposit HK$6.30M · loan HK$56.67M · min. income ≈ HK$549,346/mo (50% DSR)
Upfront cash ≈ HK$8.97M (deposit + AVD stamp duty HK$2,676,298 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$287,540
−HK$15,535/mo
▼ 0.25% · 3.875%
HK$295,251
−HK$7,824/mo
Today · 4.125%
HK$303,075
baseline
▲ 0.50% · 4.625%
HK$319,050
+HK$15,975/mo
Deposit HK$6.30M · loan HK$56.67M · min. income ≈ HK$606,150/mo (50% DSR)
Upfront cash ≈ HK$8.97M (deposit + AVD stamp duty HK$2,676,298 · Scale 2, in force from 26 Feb 2026)