LTV · monthly repayment
▼ 0.50% · 3.625%
HK$143,618
−HK$9,006/mo
▼ 0.25% · 3.875%
HK$148,085
−HK$4,539/mo
Today · 4.125%
HK$152,624
baseline
▲ 0.50% · 4.625%
HK$161,911
+HK$9,287/mo
Deposit HK$31.49M · loan HK$31.49M · min. income ≈ HK$305,248/mo (50% DSR)
Upfront cash ≈ HK$34.17M (deposit + AVD stamp duty HK$2,676,789 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$159,774
−HK$8,632/mo
▼ 0.25% · 3.875%
HK$164,059
−HK$4,347/mo
Today · 4.125%
HK$168,406
baseline
▲ 0.50% · 4.625%
HK$177,283
+HK$8,877/mo
Deposit HK$31.49M · loan HK$31.49M · min. income ≈ HK$336,812/mo (50% DSR)
Upfront cash ≈ HK$34.17M (deposit + AVD stamp duty HK$2,676,789 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$172,342
−HK$10,807/mo
▼ 0.25% · 3.875%
HK$177,702
−HK$5,447/mo
Today · 4.125%
HK$183,149
baseline
▲ 0.50% · 4.625%
HK$194,293
+HK$11,144/mo
Deposit HK$25.19M · loan HK$37.79M · min. income ≈ HK$366,298/mo (50% DSR)
Upfront cash ≈ HK$27.87M (deposit + AVD stamp duty HK$2,676,789 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$191,728
−HK$10,359/mo
▼ 0.25% · 3.875%
HK$196,870
−HK$5,217/mo
Today · 4.125%
HK$202,087
baseline
▲ 0.50% · 4.625%
HK$212,739
+HK$10,652/mo
Deposit HK$25.19M · loan HK$37.79M · min. income ≈ HK$404,174/mo (50% DSR)
Upfront cash ≈ HK$27.87M (deposit + AVD stamp duty HK$2,676,789 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$201,065
−HK$12,609/mo
▼ 0.25% · 3.875%
HK$207,319
−HK$6,355/mo
Today · 4.125%
HK$213,674
baseline
▲ 0.50% · 4.625%
HK$226,675
+HK$13,001/mo
Deposit HK$18.89M · loan HK$44.09M · min. income ≈ HK$427,348/mo (50% DSR)
Upfront cash ≈ HK$21.57M (deposit + AVD stamp duty HK$2,676,789 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$223,683
−HK$12,085/mo
▼ 0.25% · 3.875%
HK$229,682
−HK$6,086/mo
Today · 4.125%
HK$235,768
baseline
▲ 0.50% · 4.625%
HK$248,196
+HK$12,428/mo
Deposit HK$18.89M · loan HK$44.09M · min. income ≈ HK$471,536/mo (50% DSR)
Upfront cash ≈ HK$21.57M (deposit + AVD stamp duty HK$2,676,789 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$258,512
−HK$16,211/mo
▼ 0.25% · 3.875%
HK$266,554
−HK$8,169/mo
Today · 4.125%
HK$274,723
baseline
▲ 0.50% · 4.625%
HK$291,440
+HK$16,717/mo
Deposit HK$6.30M · loan HK$56.68M · min. income ≈ HK$549,446/mo (50% DSR)
Upfront cash ≈ HK$8.98M (deposit + AVD stamp duty HK$2,676,789 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$287,592
−HK$15,538/mo
▼ 0.25% · 3.875%
HK$295,306
−HK$7,824/mo
Today · 4.125%
HK$303,130
baseline
▲ 0.50% · 4.625%
HK$319,109
+HK$15,979/mo
Deposit HK$6.30M · loan HK$56.68M · min. income ≈ HK$606,260/mo (50% DSR)
Upfront cash ≈ HK$8.98M (deposit + AVD stamp duty HK$2,676,789 · Scale 2, in force from 26 Feb 2026)