LTV · monthly repayment
▼ 0.50% · 3.625%
HK$14,363
−HK$901/mo
▼ 0.25% · 3.875%
HK$14,810
−HK$454/mo
Today · 4.125%
HK$15,264
baseline
▲ 0.50% · 4.625%
HK$16,192
+HK$928/mo
Deposit HK$3.15M · loan HK$3.15M · min. income ≈ HK$30,528/mo (50% DSR)
Upfront cash ≈ HK$3.31M (deposit + AVD stamp duty HK$164,880 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,979
−HK$863/mo
▼ 0.25% · 3.875%
HK$16,407
−HK$435/mo
Today · 4.125%
HK$16,842
baseline
▲ 0.50% · 4.625%
HK$17,730
+HK$888/mo
Deposit HK$3.15M · loan HK$3.15M · min. income ≈ HK$33,684/mo (50% DSR)
Upfront cash ≈ HK$3.31M (deposit + AVD stamp duty HK$164,880 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,235
−HK$1,081/mo
▼ 0.25% · 3.875%
HK$17,772
−HK$544/mo
Today · 4.125%
HK$18,316
baseline
▲ 0.50% · 4.625%
HK$19,431
+HK$1,115/mo
Deposit HK$2.52M · loan HK$3.78M · min. income ≈ HK$36,632/mo (50% DSR)
Upfront cash ≈ HK$2.68M (deposit + AVD stamp duty HK$164,880 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,174
−HK$1,036/mo
▼ 0.25% · 3.875%
HK$19,689
−HK$521/mo
Today · 4.125%
HK$20,210
baseline
▲ 0.50% · 4.625%
HK$21,276
+HK$1,066/mo
Deposit HK$2.52M · loan HK$3.78M · min. income ≈ HK$40,420/mo (50% DSR)
Upfront cash ≈ HK$2.68M (deposit + AVD stamp duty HK$164,880 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,108
−HK$1,261/mo
▼ 0.25% · 3.875%
HK$20,734
−HK$635/mo
Today · 4.125%
HK$21,369
baseline
▲ 0.50% · 4.625%
HK$22,669
+HK$1,300/mo
Deposit HK$1.89M · loan HK$4.41M · min. income ≈ HK$42,738/mo (50% DSR)
Upfront cash ≈ HK$2.05M (deposit + AVD stamp duty HK$164,880 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,370
−HK$1,209/mo
▼ 0.25% · 3.875%
HK$22,970
−HK$609/mo
Today · 4.125%
HK$23,579
baseline
▲ 0.50% · 4.625%
HK$24,821
+HK$1,242/mo
Deposit HK$1.89M · loan HK$4.41M · min. income ≈ HK$47,158/mo (50% DSR)
Upfront cash ≈ HK$2.05M (deposit + AVD stamp duty HK$164,880 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,853
−HK$1,621/mo
▼ 0.25% · 3.875%
HK$26,657
−HK$817/mo
Today · 4.125%
HK$27,474
baseline
▲ 0.50% · 4.625%
HK$29,146
+HK$1,672/mo
Deposit HK$630K · loan HK$5.67M · min. income ≈ HK$54,948/mo (50% DSR)
Upfront cash ≈ HK$795K (deposit + AVD stamp duty HK$164,880 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,761
−HK$1,554/mo
▼ 0.25% · 3.875%
HK$29,533
−HK$782/mo
Today · 4.125%
HK$30,315
baseline
▲ 0.50% · 4.625%
HK$31,913
+HK$1,598/mo
Deposit HK$630K · loan HK$5.67M · min. income ≈ HK$60,630/mo (50% DSR)
Upfront cash ≈ HK$795K (deposit + AVD stamp duty HK$164,880 · Scale 2, in force from 26 Feb 2026)