LTV · monthly repayment
▼ 0.50% · 3.625%
HK$14,368
−HK$901/mo
▼ 0.25% · 3.875%
HK$14,815
−HK$454/mo
Today · 4.125%
HK$15,269
baseline
▲ 0.50% · 4.625%
HK$16,198
+HK$929/mo
Deposit HK$3.15M · loan HK$3.15M · min. income ≈ HK$30,538/mo (50% DSR)
Upfront cash ≈ HK$3.32M (deposit + AVD stamp duty HK$165,103 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,984
−HK$864/mo
▼ 0.25% · 3.875%
HK$16,413
−HK$435/mo
Today · 4.125%
HK$16,848
baseline
▲ 0.50% · 4.625%
HK$17,736
+HK$888/mo
Deposit HK$3.15M · loan HK$3.15M · min. income ≈ HK$33,696/mo (50% DSR)
Upfront cash ≈ HK$3.32M (deposit + AVD stamp duty HK$165,103 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,242
−HK$1,081/mo
▼ 0.25% · 3.875%
HK$17,778
−HK$545/mo
Today · 4.125%
HK$18,323
baseline
▲ 0.50% · 4.625%
HK$19,438
+HK$1,115/mo
Deposit HK$2.52M · loan HK$3.78M · min. income ≈ HK$36,646/mo (50% DSR)
Upfront cash ≈ HK$2.69M (deposit + AVD stamp duty HK$165,103 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,181
−HK$1,036/mo
▼ 0.25% · 3.875%
HK$19,695
−HK$522/mo
Today · 4.125%
HK$20,217
baseline
▲ 0.50% · 4.625%
HK$21,283
+HK$1,066/mo
Deposit HK$2.52M · loan HK$3.78M · min. income ≈ HK$40,434/mo (50% DSR)
Upfront cash ≈ HK$2.69M (deposit + AVD stamp duty HK$165,103 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,115
−HK$1,262/mo
▼ 0.25% · 3.875%
HK$20,741
−HK$636/mo
Today · 4.125%
HK$21,377
baseline
▲ 0.50% · 4.625%
HK$22,677
+HK$1,300/mo
Deposit HK$1.89M · loan HK$4.41M · min. income ≈ HK$42,754/mo (50% DSR)
Upfront cash ≈ HK$2.06M (deposit + AVD stamp duty HK$165,103 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,378
−HK$1,209/mo
▼ 0.25% · 3.875%
HK$22,978
−HK$609/mo
Today · 4.125%
HK$23,587
baseline
▲ 0.50% · 4.625%
HK$24,830
+HK$1,243/mo
Deposit HK$1.89M · loan HK$4.41M · min. income ≈ HK$47,174/mo (50% DSR)
Upfront cash ≈ HK$2.06M (deposit + AVD stamp duty HK$165,103 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,862
−HK$1,622/mo
▼ 0.25% · 3.875%
HK$26,667
−HK$817/mo
Today · 4.125%
HK$27,484
baseline
▲ 0.50% · 4.625%
HK$29,156
+HK$1,672/mo
Deposit HK$630K · loan HK$5.67M · min. income ≈ HK$54,968/mo (50% DSR)
Upfront cash ≈ HK$795K (deposit + AVD stamp duty HK$165,103 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,772
−HK$1,554/mo
▼ 0.25% · 3.875%
HK$29,543
−HK$783/mo
Today · 4.125%
HK$30,326
baseline
▲ 0.50% · 4.625%
HK$31,925
+HK$1,599/mo
Deposit HK$630K · loan HK$5.67M · min. income ≈ HK$60,652/mo (50% DSR)
Upfront cash ≈ HK$795K (deposit + AVD stamp duty HK$165,103 · Scale 2, in force from 26 Feb 2026)