LTV · monthly repayment
▼ 0.50% · 3.625%
HK$143,701
−HK$9,012/mo
▼ 0.25% · 3.875%
HK$148,171
−HK$4,542/mo
Today · 4.125%
HK$152,713
baseline
▲ 0.50% · 4.625%
HK$162,005
+HK$9,292/mo
Deposit HK$31.51M · loan HK$31.51M · min. income ≈ HK$305,426/mo (50% DSR)
Upfront cash ≈ HK$34.19M (deposit + AVD stamp duty HK$2,678,345 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$159,866
−HK$8,638/mo
▼ 0.25% · 3.875%
HK$164,154
−HK$4,350/mo
Today · 4.125%
HK$168,504
baseline
▲ 0.50% · 4.625%
HK$177,386
+HK$8,882/mo
Deposit HK$31.51M · loan HK$31.51M · min. income ≈ HK$337,008/mo (50% DSR)
Upfront cash ≈ HK$34.19M (deposit + AVD stamp duty HK$2,678,345 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$172,442
−HK$10,813/mo
▼ 0.25% · 3.875%
HK$177,806
−HK$5,449/mo
Today · 4.125%
HK$183,255
baseline
▲ 0.50% · 4.625%
HK$194,406
+HK$11,151/mo
Deposit HK$25.21M · loan HK$37.81M · min. income ≈ HK$366,510/mo (50% DSR)
Upfront cash ≈ HK$27.89M (deposit + AVD stamp duty HK$2,678,345 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$191,840
−HK$10,364/mo
▼ 0.25% · 3.875%
HK$196,985
−HK$5,219/mo
Today · 4.125%
HK$202,204
baseline
▲ 0.50% · 4.625%
HK$212,863
+HK$10,659/mo
Deposit HK$25.21M · loan HK$37.81M · min. income ≈ HK$404,408/mo (50% DSR)
Upfront cash ≈ HK$27.89M (deposit + AVD stamp duty HK$2,678,345 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$201,182
−HK$12,616/mo
▼ 0.25% · 3.875%
HK$207,440
−HK$6,358/mo
Today · 4.125%
HK$213,798
baseline
▲ 0.50% · 4.625%
HK$226,807
+HK$13,009/mo
Deposit HK$18.91M · loan HK$44.11M · min. income ≈ HK$427,596/mo (50% DSR)
Upfront cash ≈ HK$21.58M (deposit + AVD stamp duty HK$2,678,345 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$223,813
−HK$12,092/mo
▼ 0.25% · 3.875%
HK$229,816
−HK$6,089/mo
Today · 4.125%
HK$235,905
baseline
▲ 0.50% · 4.625%
HK$248,340
+HK$12,435/mo
Deposit HK$18.91M · loan HK$44.11M · min. income ≈ HK$471,810/mo (50% DSR)
Upfront cash ≈ HK$21.58M (deposit + AVD stamp duty HK$2,678,345 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$258,663
−HK$16,220/mo
▼ 0.25% · 3.875%
HK$266,708
−HK$8,175/mo
Today · 4.125%
HK$274,883
baseline
▲ 0.50% · 4.625%
HK$291,609
+HK$16,726/mo
Deposit HK$6.30M · loan HK$56.72M · min. income ≈ HK$549,766/mo (50% DSR)
Upfront cash ≈ HK$8.98M (deposit + AVD stamp duty HK$2,678,345 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$287,760
−HK$15,546/mo
▼ 0.25% · 3.875%
HK$295,477
−HK$7,829/mo
Today · 4.125%
HK$303,306
baseline
▲ 0.50% · 4.625%
HK$319,294
+HK$15,988/mo
Deposit HK$6.30M · loan HK$56.72M · min. income ≈ HK$606,612/mo (50% DSR)
Upfront cash ≈ HK$8.98M (deposit + AVD stamp duty HK$2,678,345 · Scale 2, in force from 26 Feb 2026)