LTV · monthly repayment
▼ 0.50% · 3.625%
HK$143,714
−HK$9,012/mo
▼ 0.25% · 3.875%
HK$148,184
−HK$4,542/mo
Today · 4.125%
HK$152,726
baseline
▲ 0.50% · 4.625%
HK$162,019
+HK$9,293/mo
Deposit HK$31.51M · loan HK$31.51M · min. income ≈ HK$305,452/mo (50% DSR)
Upfront cash ≈ HK$34.19M (deposit + AVD stamp duty HK$2,678,573 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$159,880
−HK$8,638/mo
▼ 0.25% · 3.875%
HK$164,168
−HK$4,350/mo
Today · 4.125%
HK$168,518
baseline
▲ 0.50% · 4.625%
HK$177,401
+HK$8,883/mo
Deposit HK$31.51M · loan HK$31.51M · min. income ≈ HK$337,036/mo (50% DSR)
Upfront cash ≈ HK$34.19M (deposit + AVD stamp duty HK$2,678,573 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$172,456
−HK$10,815/mo
▼ 0.25% · 3.875%
HK$177,821
−HK$5,450/mo
Today · 4.125%
HK$183,271
baseline
▲ 0.50% · 4.625%
HK$194,423
+HK$11,152/mo
Deposit HK$25.21M · loan HK$37.82M · min. income ≈ HK$366,542/mo (50% DSR)
Upfront cash ≈ HK$27.89M (deposit + AVD stamp duty HK$2,678,573 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$191,856
−HK$10,365/mo
▼ 0.25% · 3.875%
HK$197,002
−HK$5,219/mo
Today · 4.125%
HK$202,221
baseline
▲ 0.50% · 4.625%
HK$212,881
+HK$10,660/mo
Deposit HK$25.21M · loan HK$37.82M · min. income ≈ HK$404,442/mo (50% DSR)
Upfront cash ≈ HK$27.89M (deposit + AVD stamp duty HK$2,678,573 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$201,199
−HK$12,617/mo
▼ 0.25% · 3.875%
HK$207,458
−HK$6,358/mo
Today · 4.125%
HK$213,816
baseline
▲ 0.50% · 4.625%
HK$226,826
+HK$13,010/mo
Deposit HK$18.91M · loan HK$44.12M · min. income ≈ HK$427,632/mo (50% DSR)
Upfront cash ≈ HK$21.59M (deposit + AVD stamp duty HK$2,678,573 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$223,832
−HK$12,093/mo
▼ 0.25% · 3.875%
HK$229,835
−HK$6,090/mo
Today · 4.125%
HK$235,925
baseline
▲ 0.50% · 4.625%
HK$248,361
+HK$12,436/mo
Deposit HK$18.91M · loan HK$44.12M · min. income ≈ HK$471,850/mo (50% DSR)
Upfront cash ≈ HK$21.59M (deposit + AVD stamp duty HK$2,678,573 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$258,685
−HK$16,221/mo
▼ 0.25% · 3.875%
HK$266,731
−HK$8,175/mo
Today · 4.125%
HK$274,906
baseline
▲ 0.50% · 4.625%
HK$291,634
+HK$16,728/mo
Deposit HK$6.30M · loan HK$56.72M · min. income ≈ HK$549,812/mo (50% DSR)
Upfront cash ≈ HK$8.98M (deposit + AVD stamp duty HK$2,678,573 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$287,784
−HK$15,548/mo
▼ 0.25% · 3.875%
HK$295,502
−HK$7,830/mo
Today · 4.125%
HK$303,332
baseline
▲ 0.50% · 4.625%
HK$319,321
+HK$15,989/mo
Deposit HK$6.30M · loan HK$56.72M · min. income ≈ HK$606,664/mo (50% DSR)
Upfront cash ≈ HK$8.98M (deposit + AVD stamp duty HK$2,678,573 · Scale 2, in force from 26 Feb 2026)