LTV · monthly repayment
▼ 0.50% · 3.625%
HK$14,375
−HK$901/mo
▼ 0.25% · 3.875%
HK$14,822
−HK$454/mo
Today · 4.125%
HK$15,276
baseline
▲ 0.50% · 4.625%
HK$16,206
+HK$930/mo
Deposit HK$3.15M · loan HK$3.15M · min. income ≈ HK$30,552/mo (50% DSR)
Upfront cash ≈ HK$3.32M (deposit + AVD stamp duty HK$165,407 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,992
−HK$864/mo
▼ 0.25% · 3.875%
HK$16,421
−HK$435/mo
Today · 4.125%
HK$16,856
baseline
▲ 0.50% · 4.625%
HK$17,744
+HK$888/mo
Deposit HK$3.15M · loan HK$3.15M · min. income ≈ HK$33,712/mo (50% DSR)
Upfront cash ≈ HK$3.32M (deposit + AVD stamp duty HK$165,407 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,250
−HK$1,082/mo
▼ 0.25% · 3.875%
HK$17,786
−HK$546/mo
Today · 4.125%
HK$18,332
baseline
▲ 0.50% · 4.625%
HK$19,447
+HK$1,115/mo
Deposit HK$2.52M · loan HK$3.78M · min. income ≈ HK$36,664/mo (50% DSR)
Upfront cash ≈ HK$2.69M (deposit + AVD stamp duty HK$165,407 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,190
−HK$1,037/mo
▼ 0.25% · 3.875%
HK$19,705
−HK$522/mo
Today · 4.125%
HK$20,227
baseline
▲ 0.50% · 4.625%
HK$21,293
+HK$1,066/mo
Deposit HK$2.52M · loan HK$3.78M · min. income ≈ HK$40,454/mo (50% DSR)
Upfront cash ≈ HK$2.69M (deposit + AVD stamp duty HK$165,407 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,125
−HK$1,262/mo
▼ 0.25% · 3.875%
HK$20,751
−HK$636/mo
Today · 4.125%
HK$21,387
baseline
▲ 0.50% · 4.625%
HK$22,688
+HK$1,301/mo
Deposit HK$1.89M · loan HK$4.41M · min. income ≈ HK$42,774/mo (50% DSR)
Upfront cash ≈ HK$2.06M (deposit + AVD stamp duty HK$165,407 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,389
−HK$1,209/mo
▼ 0.25% · 3.875%
HK$22,989
−HK$609/mo
Today · 4.125%
HK$23,598
baseline
▲ 0.50% · 4.625%
HK$24,842
+HK$1,244/mo
Deposit HK$1.89M · loan HK$4.41M · min. income ≈ HK$47,196/mo (50% DSR)
Upfront cash ≈ HK$2.06M (deposit + AVD stamp duty HK$165,407 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,875
−HK$1,622/mo
▼ 0.25% · 3.875%
HK$26,680
−HK$817/mo
Today · 4.125%
HK$27,497
baseline
▲ 0.50% · 4.625%
HK$29,171
+HK$1,674/mo
Deposit HK$630K · loan HK$5.67M · min. income ≈ HK$54,994/mo (50% DSR)
Upfront cash ≈ HK$796K (deposit + AVD stamp duty HK$165,407 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,785
−HK$1,556/mo
▼ 0.25% · 3.875%
HK$29,557
−HK$784/mo
Today · 4.125%
HK$30,341
baseline
▲ 0.50% · 4.625%
HK$31,940
+HK$1,599/mo
Deposit HK$630K · loan HK$5.67M · min. income ≈ HK$60,682/mo (50% DSR)
Upfront cash ≈ HK$796K (deposit + AVD stamp duty HK$165,407 · Scale 2, in force from 26 Feb 2026)