LTV · monthly repayment
▼ 0.50% · 3.625%
HK$143,755
−HK$9,014/mo
▼ 0.25% · 3.875%
HK$148,226
−HK$4,543/mo
Today · 4.125%
HK$152,769
baseline
▲ 0.50% · 4.625%
HK$162,065
+HK$9,296/mo
Deposit HK$31.52M · loan HK$31.52M · min. income ≈ HK$305,538/mo (50% DSR)
Upfront cash ≈ HK$34.20M (deposit + AVD stamp duty HK$2,679,338 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$159,926
−HK$8,640/mo
▼ 0.25% · 3.875%
HK$164,215
−HK$4,351/mo
Today · 4.125%
HK$168,566
baseline
▲ 0.50% · 4.625%
HK$177,451
+HK$8,885/mo
Deposit HK$31.52M · loan HK$31.52M · min. income ≈ HK$337,132/mo (50% DSR)
Upfront cash ≈ HK$34.20M (deposit + AVD stamp duty HK$2,679,338 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$172,506
−HK$10,817/mo
▼ 0.25% · 3.875%
HK$177,872
−HK$5,451/mo
Today · 4.125%
HK$183,323
baseline
▲ 0.50% · 4.625%
HK$194,478
+HK$11,155/mo
Deposit HK$25.22M · loan HK$37.83M · min. income ≈ HK$366,646/mo (50% DSR)
Upfront cash ≈ HK$27.90M (deposit + AVD stamp duty HK$2,679,338 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$191,911
−HK$10,368/mo
▼ 0.25% · 3.875%
HK$197,058
−HK$5,221/mo
Today · 4.125%
HK$202,279
baseline
▲ 0.50% · 4.625%
HK$212,942
+HK$10,663/mo
Deposit HK$25.22M · loan HK$37.83M · min. income ≈ HK$404,558/mo (50% DSR)
Upfront cash ≈ HK$27.90M (deposit + AVD stamp duty HK$2,679,338 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$201,257
−HK$12,620/mo
▼ 0.25% · 3.875%
HK$207,517
−HK$6,360/mo
Today · 4.125%
HK$213,877
baseline
▲ 0.50% · 4.625%
HK$226,891
+HK$13,014/mo
Deposit HK$18.91M · loan HK$44.13M · min. income ≈ HK$427,754/mo (50% DSR)
Upfront cash ≈ HK$21.59M (deposit + AVD stamp duty HK$2,679,338 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$223,896
−HK$12,096/mo
▼ 0.25% · 3.875%
HK$229,901
−HK$6,091/mo
Today · 4.125%
HK$235,992
baseline
▲ 0.50% · 4.625%
HK$248,432
+HK$12,440/mo
Deposit HK$18.91M · loan HK$44.13M · min. income ≈ HK$471,984/mo (50% DSR)
Upfront cash ≈ HK$21.59M (deposit + AVD stamp duty HK$2,679,338 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$258,759
−HK$16,226/mo
▼ 0.25% · 3.875%
HK$266,807
−HK$8,178/mo
Today · 4.125%
HK$274,985
baseline
▲ 0.50% · 4.625%
HK$291,717
+HK$16,732/mo
Deposit HK$6.30M · loan HK$56.74M · min. income ≈ HK$549,970/mo (50% DSR)
Upfront cash ≈ HK$8.98M (deposit + AVD stamp duty HK$2,679,338 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$287,866
−HK$15,553/mo
▼ 0.25% · 3.875%
HK$295,587
−HK$7,832/mo
Today · 4.125%
HK$303,419
baseline
▲ 0.50% · 4.625%
HK$319,412
+HK$15,993/mo
Deposit HK$6.30M · loan HK$56.74M · min. income ≈ HK$606,838/mo (50% DSR)
Upfront cash ≈ HK$8.98M (deposit + AVD stamp duty HK$2,679,338 · Scale 2, in force from 26 Feb 2026)