LTV · monthly repayment
▼ 0.50% · 3.625%
HK$143,761
−HK$9,015/mo
▼ 0.25% · 3.875%
HK$148,233
−HK$4,543/mo
Today · 4.125%
HK$152,776
baseline
▲ 0.50% · 4.625%
HK$162,072
+HK$9,296/mo
Deposit HK$31.52M · loan HK$31.52M · min. income ≈ HK$305,552/mo (50% DSR)
Upfront cash ≈ HK$34.20M (deposit + AVD stamp duty HK$2,679,450 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$159,932
−HK$8,641/mo
▼ 0.25% · 3.875%
HK$164,222
−HK$4,351/mo
Today · 4.125%
HK$168,573
baseline
▲ 0.50% · 4.625%
HK$177,459
+HK$8,886/mo
Deposit HK$31.52M · loan HK$31.52M · min. income ≈ HK$337,146/mo (50% DSR)
Upfront cash ≈ HK$34.20M (deposit + AVD stamp duty HK$2,679,450 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$172,513
−HK$10,818/mo
▼ 0.25% · 3.875%
HK$177,879
−HK$5,452/mo
Today · 4.125%
HK$183,331
baseline
▲ 0.50% · 4.625%
HK$194,486
+HK$11,155/mo
Deposit HK$25.22M · loan HK$37.83M · min. income ≈ HK$366,662/mo (50% DSR)
Upfront cash ≈ HK$27.90M (deposit + AVD stamp duty HK$2,679,450 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$191,919
−HK$10,369/mo
▼ 0.25% · 3.875%
HK$197,066
−HK$5,222/mo
Today · 4.125%
HK$202,288
baseline
▲ 0.50% · 4.625%
HK$212,950
+HK$10,662/mo
Deposit HK$25.22M · loan HK$37.83M · min. income ≈ HK$404,576/mo (50% DSR)
Upfront cash ≈ HK$27.90M (deposit + AVD stamp duty HK$2,679,450 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$201,265
−HK$12,621/mo
▼ 0.25% · 3.875%
HK$207,526
−HK$6,360/mo
Today · 4.125%
HK$213,886
baseline
▲ 0.50% · 4.625%
HK$226,901
+HK$13,015/mo
Deposit HK$18.91M · loan HK$44.13M · min. income ≈ HK$427,772/mo (50% DSR)
Upfront cash ≈ HK$21.59M (deposit + AVD stamp duty HK$2,679,450 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$223,905
−HK$12,097/mo
▼ 0.25% · 3.875%
HK$229,910
−HK$6,092/mo
Today · 4.125%
HK$236,002
baseline
▲ 0.50% · 4.625%
HK$248,442
+HK$12,440/mo
Deposit HK$18.91M · loan HK$44.13M · min. income ≈ HK$472,004/mo (50% DSR)
Upfront cash ≈ HK$21.59M (deposit + AVD stamp duty HK$2,679,450 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$258,769
−HK$16,227/mo
▼ 0.25% · 3.875%
HK$266,819
−HK$8,177/mo
Today · 4.125%
HK$274,996
baseline
▲ 0.50% · 4.625%
HK$291,729
+HK$16,733/mo
Deposit HK$6.30M · loan HK$56.74M · min. income ≈ HK$549,992/mo (50% DSR)
Upfront cash ≈ HK$8.98M (deposit + AVD stamp duty HK$2,679,450 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$287,878
−HK$15,553/mo
▼ 0.25% · 3.875%
HK$295,599
−HK$7,832/mo
Today · 4.125%
HK$303,431
baseline
▲ 0.50% · 4.625%
HK$319,426
+HK$15,995/mo
Deposit HK$6.30M · loan HK$56.74M · min. income ≈ HK$606,862/mo (50% DSR)
Upfront cash ≈ HK$8.98M (deposit + AVD stamp duty HK$2,679,450 · Scale 2, in force from 26 Feb 2026)