LTV · monthly repayment
▼ 0.50% · 3.625%
HK$14,377
−HK$901/mo
▼ 0.25% · 3.875%
HK$14,824
−HK$454/mo
Today · 4.125%
HK$15,278
baseline
▲ 0.50% · 4.625%
HK$16,208
+HK$930/mo
Deposit HK$3.15M · loan HK$3.15M · min. income ≈ HK$30,556/mo (50% DSR)
Upfront cash ≈ HK$3.32M (deposit + AVD stamp duty HK$165,481 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,994
−HK$864/mo
▼ 0.25% · 3.875%
HK$16,423
−HK$435/mo
Today · 4.125%
HK$16,858
baseline
▲ 0.50% · 4.625%
HK$17,746
+HK$888/mo
Deposit HK$3.15M · loan HK$3.15M · min. income ≈ HK$33,716/mo (50% DSR)
Upfront cash ≈ HK$3.32M (deposit + AVD stamp duty HK$165,481 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,252
−HK$1,082/mo
▼ 0.25% · 3.875%
HK$17,789
−HK$545/mo
Today · 4.125%
HK$18,334
baseline
▲ 0.50% · 4.625%
HK$19,449
+HK$1,115/mo
Deposit HK$2.52M · loan HK$3.78M · min. income ≈ HK$36,668/mo (50% DSR)
Upfront cash ≈ HK$2.69M (deposit + AVD stamp duty HK$165,481 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,193
−HK$1,036/mo
▼ 0.25% · 3.875%
HK$19,707
−HK$522/mo
Today · 4.125%
HK$20,229
baseline
▲ 0.50% · 4.625%
HK$21,296
+HK$1,067/mo
Deposit HK$2.52M · loan HK$3.78M · min. income ≈ HK$40,458/mo (50% DSR)
Upfront cash ≈ HK$2.69M (deposit + AVD stamp duty HK$165,481 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,127
−HK$1,262/mo
▼ 0.25% · 3.875%
HK$20,753
−HK$636/mo
Today · 4.125%
HK$21,389
baseline
▲ 0.50% · 4.625%
HK$22,691
+HK$1,302/mo
Deposit HK$1.89M · loan HK$4.41M · min. income ≈ HK$42,778/mo (50% DSR)
Upfront cash ≈ HK$2.06M (deposit + AVD stamp duty HK$165,481 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,391
−HK$1,210/mo
▼ 0.25% · 3.875%
HK$22,992
−HK$609/mo
Today · 4.125%
HK$23,601
baseline
▲ 0.50% · 4.625%
HK$24,845
+HK$1,244/mo
Deposit HK$1.89M · loan HK$4.41M · min. income ≈ HK$47,202/mo (50% DSR)
Upfront cash ≈ HK$2.06M (deposit + AVD stamp duty HK$165,481 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,878
−HK$1,623/mo
▼ 0.25% · 3.875%
HK$26,683
−HK$818/mo
Today · 4.125%
HK$27,501
baseline
▲ 0.50% · 4.625%
HK$29,174
+HK$1,673/mo
Deposit HK$630K · loan HK$5.67M · min. income ≈ HK$55,002/mo (50% DSR)
Upfront cash ≈ HK$796K (deposit + AVD stamp duty HK$165,481 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,789
−HK$1,555/mo
▼ 0.25% · 3.875%
HK$29,561
−HK$783/mo
Today · 4.125%
HK$30,344
baseline
▲ 0.50% · 4.625%
HK$31,944
+HK$1,600/mo
Deposit HK$630K · loan HK$5.67M · min. income ≈ HK$60,688/mo (50% DSR)
Upfront cash ≈ HK$796K (deposit + AVD stamp duty HK$165,481 · Scale 2, in force from 26 Feb 2026)