LTV · monthly repayment
▼ 0.50% · 3.625%
HK$143,768
−HK$9,015/mo
▼ 0.25% · 3.875%
HK$148,240
−HK$4,543/mo
Today · 4.125%
HK$152,783
baseline
▲ 0.50% · 4.625%
HK$162,080
+HK$9,297/mo
Deposit HK$31.52M · loan HK$31.52M · min. income ≈ HK$305,566/mo (50% DSR)
Upfront cash ≈ HK$34.20M (deposit + AVD stamp duty HK$2,679,579 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$159,940
−HK$8,641/mo
▼ 0.25% · 3.875%
HK$164,230
−HK$4,351/mo
Today · 4.125%
HK$168,581
baseline
▲ 0.50% · 4.625%
HK$177,467
+HK$8,886/mo
Deposit HK$31.52M · loan HK$31.52M · min. income ≈ HK$337,162/mo (50% DSR)
Upfront cash ≈ HK$34.20M (deposit + AVD stamp duty HK$2,679,579 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$172,521
−HK$10,819/mo
▼ 0.25% · 3.875%
HK$177,888
−HK$5,452/mo
Today · 4.125%
HK$183,340
baseline
▲ 0.50% · 4.625%
HK$194,496
+HK$11,156/mo
Deposit HK$25.22M · loan HK$37.83M · min. income ≈ HK$366,680/mo (50% DSR)
Upfront cash ≈ HK$27.90M (deposit + AVD stamp duty HK$2,679,579 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$191,928
−HK$10,369/mo
▼ 0.25% · 3.875%
HK$197,075
−HK$5,222/mo
Today · 4.125%
HK$202,297
baseline
▲ 0.50% · 4.625%
HK$212,961
+HK$10,664/mo
Deposit HK$25.22M · loan HK$37.83M · min. income ≈ HK$404,594/mo (50% DSR)
Upfront cash ≈ HK$27.90M (deposit + AVD stamp duty HK$2,679,579 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$201,275
−HK$12,621/mo
▼ 0.25% · 3.875%
HK$207,535
−HK$6,361/mo
Today · 4.125%
HK$213,896
baseline
▲ 0.50% · 4.625%
HK$226,911
+HK$13,015/mo
Deposit HK$18.91M · loan HK$44.13M · min. income ≈ HK$427,792/mo (50% DSR)
Upfront cash ≈ HK$21.59M (deposit + AVD stamp duty HK$2,679,579 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$223,916
−HK$12,098/mo
▼ 0.25% · 3.875%
HK$229,921
−HK$6,093/mo
Today · 4.125%
HK$236,014
baseline
▲ 0.50% · 4.625%
HK$248,454
+HK$12,440/mo
Deposit HK$18.91M · loan HK$44.13M · min. income ≈ HK$472,028/mo (50% DSR)
Upfront cash ≈ HK$21.59M (deposit + AVD stamp duty HK$2,679,579 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$258,782
−HK$16,228/mo
▼ 0.25% · 3.875%
HK$266,831
−HK$8,179/mo
Today · 4.125%
HK$275,010
baseline
▲ 0.50% · 4.625%
HK$291,743
+HK$16,733/mo
Deposit HK$6.30M · loan HK$56.74M · min. income ≈ HK$550,020/mo (50% DSR)
Upfront cash ≈ HK$8.98M (deposit + AVD stamp duty HK$2,679,579 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$287,892
−HK$15,554/mo
▼ 0.25% · 3.875%
HK$295,613
−HK$7,833/mo
Today · 4.125%
HK$303,446
baseline
▲ 0.50% · 4.625%
HK$319,441
+HK$15,995/mo
Deposit HK$6.30M · loan HK$56.74M · min. income ≈ HK$606,892/mo (50% DSR)
Upfront cash ≈ HK$8.98M (deposit + AVD stamp duty HK$2,679,579 · Scale 2, in force from 26 Feb 2026)