LTV · monthly repayment
▼ 0.50% · 3.625%
HK$143,771
−HK$9,015/mo
▼ 0.25% · 3.875%
HK$148,243
−HK$4,543/mo
Today · 4.125%
HK$152,786
baseline
▲ 0.50% · 4.625%
HK$162,083
+HK$9,297/mo
Deposit HK$31.53M · loan HK$31.53M · min. income ≈ HK$305,572/mo (50% DSR)
Upfront cash ≈ HK$34.20M (deposit + AVD stamp duty HK$2,679,637 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$159,944
−HK$8,641/mo
▼ 0.25% · 3.875%
HK$164,233
−HK$4,352/mo
Today · 4.125%
HK$168,585
baseline
▲ 0.50% · 4.625%
HK$177,471
+HK$8,886/mo
Deposit HK$31.53M · loan HK$31.53M · min. income ≈ HK$337,170/mo (50% DSR)
Upfront cash ≈ HK$34.20M (deposit + AVD stamp duty HK$2,679,637 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$172,525
−HK$10,819/mo
▼ 0.25% · 3.875%
HK$177,891
−HK$5,453/mo
Today · 4.125%
HK$183,344
baseline
▲ 0.50% · 4.625%
HK$194,500
+HK$11,156/mo
Deposit HK$25.22M · loan HK$37.83M · min. income ≈ HK$366,688/mo (50% DSR)
Upfront cash ≈ HK$27.90M (deposit + AVD stamp duty HK$2,679,637 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$191,932
−HK$10,370/mo
▼ 0.25% · 3.875%
HK$197,080
−HK$5,222/mo
Today · 4.125%
HK$202,302
baseline
▲ 0.50% · 4.625%
HK$212,965
+HK$10,663/mo
Deposit HK$25.22M · loan HK$37.83M · min. income ≈ HK$404,604/mo (50% DSR)
Upfront cash ≈ HK$27.90M (deposit + AVD stamp duty HK$2,679,637 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$201,279
−HK$12,622/mo
▼ 0.25% · 3.875%
HK$207,540
−HK$6,361/mo
Today · 4.125%
HK$213,901
baseline
▲ 0.50% · 4.625%
HK$226,916
+HK$13,015/mo
Deposit HK$18.92M · loan HK$44.14M · min. income ≈ HK$427,802/mo (50% DSR)
Upfront cash ≈ HK$21.59M (deposit + AVD stamp duty HK$2,679,637 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$223,921
−HK$12,098/mo
▼ 0.25% · 3.875%
HK$229,926
−HK$6,093/mo
Today · 4.125%
HK$236,019
baseline
▲ 0.50% · 4.625%
HK$248,460
+HK$12,441/mo
Deposit HK$18.92M · loan HK$44.14M · min. income ≈ HK$472,038/mo (50% DSR)
Upfront cash ≈ HK$21.59M (deposit + AVD stamp duty HK$2,679,637 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$258,787
−HK$16,229/mo
▼ 0.25% · 3.875%
HK$266,837
−HK$8,179/mo
Today · 4.125%
HK$275,016
baseline
▲ 0.50% · 4.625%
HK$291,750
+HK$16,734/mo
Deposit HK$6.31M · loan HK$56.75M · min. income ≈ HK$550,032/mo (50% DSR)
Upfront cash ≈ HK$8.98M (deposit + AVD stamp duty HK$2,679,637 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$287,898
−HK$15,555/mo
▼ 0.25% · 3.875%
HK$295,620
−HK$7,833/mo
Today · 4.125%
HK$303,453
baseline
▲ 0.50% · 4.625%
HK$319,448
+HK$15,995/mo
Deposit HK$6.31M · loan HK$56.75M · min. income ≈ HK$606,906/mo (50% DSR)
Upfront cash ≈ HK$8.98M (deposit + AVD stamp duty HK$2,679,637 · Scale 2, in force from 26 Feb 2026)