LTV · monthly repayment
▼ 0.50% · 3.625%
HK$143,783
−HK$9,017/mo
▼ 0.25% · 3.875%
HK$148,256
−HK$4,544/mo
Today · 4.125%
HK$152,800
baseline
▲ 0.50% · 4.625%
HK$162,097
+HK$9,297/mo
Deposit HK$31.53M · loan HK$31.53M · min. income ≈ HK$305,600/mo (50% DSR)
Upfront cash ≈ HK$34.21M (deposit + AVD stamp duty HK$2,679,865 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$159,957
−HK$8,642/mo
▼ 0.25% · 3.875%
HK$164,247
−HK$4,352/mo
Today · 4.125%
HK$168,599
baseline
▲ 0.50% · 4.625%
HK$177,486
+HK$8,887/mo
Deposit HK$31.53M · loan HK$31.53M · min. income ≈ HK$337,198/mo (50% DSR)
Upfront cash ≈ HK$34.21M (deposit + AVD stamp duty HK$2,679,865 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$172,540
−HK$10,819/mo
▼ 0.25% · 3.875%
HK$177,907
−HK$5,452/mo
Today · 4.125%
HK$183,359
baseline
▲ 0.50% · 4.625%
HK$194,516
+HK$11,157/mo
Deposit HK$25.22M · loan HK$37.83M · min. income ≈ HK$366,718/mo (50% DSR)
Upfront cash ≈ HK$27.90M (deposit + AVD stamp duty HK$2,679,865 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$191,949
−HK$10,370/mo
▼ 0.25% · 3.875%
HK$197,097
−HK$5,222/mo
Today · 4.125%
HK$202,319
baseline
▲ 0.50% · 4.625%
HK$212,984
+HK$10,665/mo
Deposit HK$25.22M · loan HK$37.83M · min. income ≈ HK$404,638/mo (50% DSR)
Upfront cash ≈ HK$27.90M (deposit + AVD stamp duty HK$2,679,865 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$201,296
−HK$12,623/mo
▼ 0.25% · 3.875%
HK$207,558
−HK$6,361/mo
Today · 4.125%
HK$213,919
baseline
▲ 0.50% · 4.625%
HK$226,936
+HK$13,017/mo
Deposit HK$18.92M · loan HK$44.14M · min. income ≈ HK$427,838/mo (50% DSR)
Upfront cash ≈ HK$21.60M (deposit + AVD stamp duty HK$2,679,865 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$223,940
−HK$12,099/mo
▼ 0.25% · 3.875%
HK$229,946
−HK$6,093/mo
Today · 4.125%
HK$236,039
baseline
▲ 0.50% · 4.625%
HK$248,481
+HK$12,442/mo
Deposit HK$18.92M · loan HK$44.14M · min. income ≈ HK$472,078/mo (50% DSR)
Upfront cash ≈ HK$21.60M (deposit + AVD stamp duty HK$2,679,865 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$258,809
−HK$16,230/mo
▼ 0.25% · 3.875%
HK$266,860
−HK$8,179/mo
Today · 4.125%
HK$275,039
baseline
▲ 0.50% · 4.625%
HK$291,775
+HK$16,736/mo
Deposit HK$6.31M · loan HK$56.75M · min. income ≈ HK$550,078/mo (50% DSR)
Upfront cash ≈ HK$8.99M (deposit + AVD stamp duty HK$2,679,865 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$287,923
−HK$15,556/mo
▼ 0.25% · 3.875%
HK$295,645
−HK$7,834/mo
Today · 4.125%
HK$303,479
baseline
▲ 0.50% · 4.625%
HK$319,475
+HK$15,996/mo
Deposit HK$6.31M · loan HK$56.75M · min. income ≈ HK$606,958/mo (50% DSR)
Upfront cash ≈ HK$8.99M (deposit + AVD stamp duty HK$2,679,865 · Scale 2, in force from 26 Feb 2026)