LTV · monthly repayment
▼ 0.50% · 3.625%
HK$143,789
−HK$9,016/mo
▼ 0.25% · 3.875%
HK$148,261
−HK$4,544/mo
Today · 4.125%
HK$152,805
baseline
▲ 0.50% · 4.625%
HK$162,103
+HK$9,298/mo
Deposit HK$31.53M · loan HK$31.53M · min. income ≈ HK$305,610/mo (50% DSR)
Upfront cash ≈ HK$34.21M (deposit + AVD stamp duty HK$2,679,970 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$159,963
−HK$8,643/mo
▼ 0.25% · 3.875%
HK$164,254
−HK$4,352/mo
Today · 4.125%
HK$168,606
baseline
▲ 0.50% · 4.625%
HK$177,493
+HK$8,887/mo
Deposit HK$31.53M · loan HK$31.53M · min. income ≈ HK$337,212/mo (50% DSR)
Upfront cash ≈ HK$34.21M (deposit + AVD stamp duty HK$2,679,970 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$172,546
−HK$10,821/mo
▼ 0.25% · 3.875%
HK$177,914
−HK$5,453/mo
Today · 4.125%
HK$183,367
baseline
▲ 0.50% · 4.625%
HK$194,524
+HK$11,157/mo
Deposit HK$25.22M · loan HK$37.83M · min. income ≈ HK$366,734/mo (50% DSR)
Upfront cash ≈ HK$27.90M (deposit + AVD stamp duty HK$2,679,970 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$191,956
−HK$10,371/mo
▼ 0.25% · 3.875%
HK$197,104
−HK$5,223/mo
Today · 4.125%
HK$202,327
baseline
▲ 0.50% · 4.625%
HK$212,992
+HK$10,665/mo
Deposit HK$25.22M · loan HK$37.83M · min. income ≈ HK$404,654/mo (50% DSR)
Upfront cash ≈ HK$27.90M (deposit + AVD stamp duty HK$2,679,970 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$201,304
−HK$12,624/mo
▼ 0.25% · 3.875%
HK$207,566
−HK$6,362/mo
Today · 4.125%
HK$213,928
baseline
▲ 0.50% · 4.625%
HK$226,945
+HK$13,017/mo
Deposit HK$18.92M · loan HK$44.14M · min. income ≈ HK$427,856/mo (50% DSR)
Upfront cash ≈ HK$21.60M (deposit + AVD stamp duty HK$2,679,970 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$223,949
−HK$12,099/mo
▼ 0.25% · 3.875%
HK$229,955
−HK$6,093/mo
Today · 4.125%
HK$236,048
baseline
▲ 0.50% · 4.625%
HK$248,490
+HK$12,442/mo
Deposit HK$18.92M · loan HK$44.14M · min. income ≈ HK$472,096/mo (50% DSR)
Upfront cash ≈ HK$21.60M (deposit + AVD stamp duty HK$2,679,970 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$258,820
−HK$16,230/mo
▼ 0.25% · 3.875%
HK$266,870
−HK$8,180/mo
Today · 4.125%
HK$275,050
baseline
▲ 0.50% · 4.625%
HK$291,786
+HK$16,736/mo
Deposit HK$6.31M · loan HK$56.75M · min. income ≈ HK$550,100/mo (50% DSR)
Upfront cash ≈ HK$8.99M (deposit + AVD stamp duty HK$2,679,970 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$287,934
−HK$15,556/mo
▼ 0.25% · 3.875%
HK$295,656
−HK$7,834/mo
Today · 4.125%
HK$303,490
baseline
▲ 0.50% · 4.625%
HK$319,488
+HK$15,998/mo
Deposit HK$6.31M · loan HK$56.75M · min. income ≈ HK$606,980/mo (50% DSR)
Upfront cash ≈ HK$8.99M (deposit + AVD stamp duty HK$2,679,970 · Scale 2, in force from 26 Feb 2026)