LTV · monthly repayment
▼ 0.50% · 3.625%
HK$14,383
−HK$902/mo
▼ 0.25% · 3.875%
HK$14,830
−HK$455/mo
Today · 4.125%
HK$15,285
baseline
▲ 0.50% · 4.625%
HK$16,215
+HK$930/mo
Deposit HK$3.15M · loan HK$3.15M · min. income ≈ HK$30,570/mo (50% DSR)
Upfront cash ≈ HK$3.32M (deposit + AVD stamp duty HK$165,754 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,001
−HK$864/mo
▼ 0.25% · 3.875%
HK$16,430
−HK$435/mo
Today · 4.125%
HK$16,865
baseline
▲ 0.50% · 4.625%
HK$17,754
+HK$889/mo
Deposit HK$3.15M · loan HK$3.15M · min. income ≈ HK$33,730/mo (50% DSR)
Upfront cash ≈ HK$3.32M (deposit + AVD stamp duty HK$165,754 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,259
−HK$1,083/mo
▼ 0.25% · 3.875%
HK$17,796
−HK$546/mo
Today · 4.125%
HK$18,342
baseline
▲ 0.50% · 4.625%
HK$19,458
+HK$1,116/mo
Deposit HK$2.52M · loan HK$3.78M · min. income ≈ HK$36,684/mo (50% DSR)
Upfront cash ≈ HK$2.69M (deposit + AVD stamp duty HK$165,754 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,201
−HK$1,037/mo
▼ 0.25% · 3.875%
HK$19,716
−HK$522/mo
Today · 4.125%
HK$20,238
baseline
▲ 0.50% · 4.625%
HK$21,305
+HK$1,067/mo
Deposit HK$2.52M · loan HK$3.78M · min. income ≈ HK$40,476/mo (50% DSR)
Upfront cash ≈ HK$2.69M (deposit + AVD stamp duty HK$165,754 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,136
−HK$1,263/mo
▼ 0.25% · 3.875%
HK$20,762
−HK$637/mo
Today · 4.125%
HK$21,399
baseline
▲ 0.50% · 4.625%
HK$22,701
+HK$1,302/mo
Deposit HK$1.89M · loan HK$4.42M · min. income ≈ HK$42,798/mo (50% DSR)
Upfront cash ≈ HK$2.06M (deposit + AVD stamp duty HK$165,754 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,401
−HK$1,210/mo
▼ 0.25% · 3.875%
HK$23,002
−HK$609/mo
Today · 4.125%
HK$23,611
baseline
▲ 0.50% · 4.625%
HK$24,856
+HK$1,245/mo
Deposit HK$1.89M · loan HK$4.42M · min. income ≈ HK$47,222/mo (50% DSR)
Upfront cash ≈ HK$2.06M (deposit + AVD stamp duty HK$165,754 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,889
−HK$1,624/mo
▼ 0.25% · 3.875%
HK$26,694
−HK$819/mo
Today · 4.125%
HK$27,513
baseline
▲ 0.50% · 4.625%
HK$29,187
+HK$1,674/mo
Deposit HK$631K · loan HK$5.68M · min. income ≈ HK$55,026/mo (50% DSR)
Upfront cash ≈ HK$797K (deposit + AVD stamp duty HK$165,754 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,801
−HK$1,556/mo
▼ 0.25% · 3.875%
HK$29,574
−HK$783/mo
Today · 4.125%
HK$30,357
baseline
▲ 0.50% · 4.625%
HK$31,958
+HK$1,601/mo
Deposit HK$631K · loan HK$5.68M · min. income ≈ HK$60,714/mo (50% DSR)
Upfront cash ≈ HK$797K (deposit + AVD stamp duty HK$165,754 · Scale 2, in force from 26 Feb 2026)