LTV · monthly repayment
▼ 0.50% · 3.625%
HK$143,861
−HK$9,022/mo
▼ 0.25% · 3.875%
HK$148,336
−HK$4,547/mo
Today · 4.125%
HK$152,883
baseline
▲ 0.50% · 4.625%
HK$162,185
+HK$9,302/mo
Deposit HK$31.55M · loan HK$31.55M · min. income ≈ HK$305,766/mo (50% DSR)
Upfront cash ≈ HK$34.23M (deposit + AVD stamp duty HK$2,681,327 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$160,044
−HK$8,647/mo
▼ 0.25% · 3.875%
HK$164,337
−HK$4,354/mo
Today · 4.125%
HK$168,691
baseline
▲ 0.50% · 4.625%
HK$177,583
+HK$8,892/mo
Deposit HK$31.55M · loan HK$31.55M · min. income ≈ HK$337,382/mo (50% DSR)
Upfront cash ≈ HK$34.23M (deposit + AVD stamp duty HK$2,681,327 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$172,634
−HK$10,825/mo
▼ 0.25% · 3.875%
HK$178,004
−HK$5,455/mo
Today · 4.125%
HK$183,459
baseline
▲ 0.50% · 4.625%
HK$194,622
+HK$11,163/mo
Deposit HK$25.24M · loan HK$37.85M · min. income ≈ HK$366,918/mo (50% DSR)
Upfront cash ≈ HK$27.92M (deposit + AVD stamp duty HK$2,681,327 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$192,053
−HK$10,376/mo
▼ 0.25% · 3.875%
HK$197,204
−HK$5,225/mo
Today · 4.125%
HK$202,429
baseline
▲ 0.50% · 4.625%
HK$213,100
+HK$10,671/mo
Deposit HK$25.24M · loan HK$37.85M · min. income ≈ HK$404,858/mo (50% DSR)
Upfront cash ≈ HK$27.92M (deposit + AVD stamp duty HK$2,681,327 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$201,406
−HK$12,630/mo
▼ 0.25% · 3.875%
HK$207,671
−HK$6,365/mo
Today · 4.125%
HK$214,036
baseline
▲ 0.50% · 4.625%
HK$227,060
+HK$13,024/mo
Deposit HK$18.93M · loan HK$44.16M · min. income ≈ HK$428,072/mo (50% DSR)
Upfront cash ≈ HK$21.61M (deposit + AVD stamp duty HK$2,681,327 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$224,062
−HK$12,106/mo
▼ 0.25% · 3.875%
HK$230,071
−HK$6,097/mo
Today · 4.125%
HK$236,168
baseline
▲ 0.50% · 4.625%
HK$248,616
+HK$12,448/mo
Deposit HK$18.93M · loan HK$44.16M · min. income ≈ HK$472,336/mo (50% DSR)
Upfront cash ≈ HK$21.61M (deposit + AVD stamp duty HK$2,681,327 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$258,951
−HK$16,238/mo
▼ 0.25% · 3.875%
HK$267,005
−HK$8,184/mo
Today · 4.125%
HK$275,189
baseline
▲ 0.50% · 4.625%
HK$291,934
+HK$16,745/mo
Deposit HK$6.31M · loan HK$56.78M · min. income ≈ HK$550,378/mo (50% DSR)
Upfront cash ≈ HK$8.99M (deposit + AVD stamp duty HK$2,681,327 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$288,080
−HK$15,564/mo
▼ 0.25% · 3.875%
HK$295,806
−HK$7,838/mo
Today · 4.125%
HK$303,644
baseline
▲ 0.50% · 4.625%
HK$319,650
+HK$16,006/mo
Deposit HK$6.31M · loan HK$56.78M · min. income ≈ HK$607,288/mo (50% DSR)
Upfront cash ≈ HK$8.99M (deposit + AVD stamp duty HK$2,681,327 · Scale 2, in force from 26 Feb 2026)