LTV · monthly repayment
▼ 0.50% · 3.625%
HK$143,876
−HK$9,022/mo
▼ 0.25% · 3.875%
HK$148,351
−HK$4,547/mo
Today · 4.125%
HK$152,898
baseline
▲ 0.50% · 4.625%
HK$162,202
+HK$9,304/mo
Deposit HK$31.55M · loan HK$31.55M · min. income ≈ HK$305,796/mo (50% DSR)
Upfront cash ≈ HK$34.23M (deposit + AVD stamp duty HK$2,681,597 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$160,061
−HK$8,647/mo
▼ 0.25% · 3.875%
HK$164,353
−HK$4,355/mo
Today · 4.125%
HK$168,708
baseline
▲ 0.50% · 4.625%
HK$177,601
+HK$8,893/mo
Deposit HK$31.55M · loan HK$31.55M · min. income ≈ HK$337,416/mo (50% DSR)
Upfront cash ≈ HK$34.23M (deposit + AVD stamp duty HK$2,681,597 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$172,651
−HK$10,827/mo
▼ 0.25% · 3.875%
HK$178,022
−HK$5,456/mo
Today · 4.125%
HK$183,478
baseline
▲ 0.50% · 4.625%
HK$194,642
+HK$11,164/mo
Deposit HK$25.24M · loan HK$37.86M · min. income ≈ HK$366,956/mo (50% DSR)
Upfront cash ≈ HK$27.92M (deposit + AVD stamp duty HK$2,681,597 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$192,073
−HK$10,377/mo
▼ 0.25% · 3.875%
HK$197,224
−HK$5,226/mo
Today · 4.125%
HK$202,450
baseline
▲ 0.50% · 4.625%
HK$213,121
+HK$10,671/mo
Deposit HK$25.24M · loan HK$37.86M · min. income ≈ HK$404,900/mo (50% DSR)
Upfront cash ≈ HK$27.92M (deposit + AVD stamp duty HK$2,681,597 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$201,426
−HK$12,632/mo
▼ 0.25% · 3.875%
HK$207,692
−HK$6,366/mo
Today · 4.125%
HK$214,058
baseline
▲ 0.50% · 4.625%
HK$227,082
+HK$13,024/mo
Deposit HK$18.93M · loan HK$44.17M · min. income ≈ HK$428,116/mo (50% DSR)
Upfront cash ≈ HK$21.61M (deposit + AVD stamp duty HK$2,681,597 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$224,085
−HK$12,106/mo
▼ 0.25% · 3.875%
HK$230,095
−HK$6,096/mo
Today · 4.125%
HK$236,191
baseline
▲ 0.50% · 4.625%
HK$248,641
+HK$12,450/mo
Deposit HK$18.93M · loan HK$44.17M · min. income ≈ HK$472,382/mo (50% DSR)
Upfront cash ≈ HK$21.61M (deposit + AVD stamp duty HK$2,681,597 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$258,977
−HK$16,240/mo
▼ 0.25% · 3.875%
HK$267,032
−HK$8,185/mo
Today · 4.125%
HK$275,217
baseline
▲ 0.50% · 4.625%
HK$291,963
+HK$16,746/mo
Deposit HK$6.31M · loan HK$56.79M · min. income ≈ HK$550,434/mo (50% DSR)
Upfront cash ≈ HK$8.99M (deposit + AVD stamp duty HK$2,681,597 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$288,109
−HK$15,566/mo
▼ 0.25% · 3.875%
HK$295,836
−HK$7,839/mo
Today · 4.125%
HK$303,675
baseline
▲ 0.50% · 4.625%
HK$319,682
+HK$16,007/mo
Deposit HK$6.31M · loan HK$56.79M · min. income ≈ HK$607,350/mo (50% DSR)
Upfront cash ≈ HK$8.99M (deposit + AVD stamp duty HK$2,681,597 · Scale 2, in force from 26 Feb 2026)