LTV · monthly repayment
▼ 0.50% · 3.625%
HK$143,906
−HK$9,024/mo
▼ 0.25% · 3.875%
HK$148,382
−HK$4,548/mo
Today · 4.125%
HK$152,930
baseline
▲ 0.50% · 4.625%
HK$162,236
+HK$9,306/mo
Deposit HK$31.55M · loan HK$31.55M · min. income ≈ HK$305,860/mo (50% DSR)
Upfront cash ≈ HK$34.24M (deposit + AVD stamp duty HK$2,682,159 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$160,094
−HK$8,649/mo
▼ 0.25% · 3.875%
HK$164,388
−HK$4,355/mo
Today · 4.125%
HK$168,743
baseline
▲ 0.50% · 4.625%
HK$177,638
+HK$8,895/mo
Deposit HK$31.55M · loan HK$31.55M · min. income ≈ HK$337,486/mo (50% DSR)
Upfront cash ≈ HK$34.24M (deposit + AVD stamp duty HK$2,682,159 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$172,687
−HK$10,829/mo
▼ 0.25% · 3.875%
HK$178,059
−HK$5,457/mo
Today · 4.125%
HK$183,516
baseline
▲ 0.50% · 4.625%
HK$194,683
+HK$11,167/mo
Deposit HK$25.24M · loan HK$37.87M · min. income ≈ HK$367,032/mo (50% DSR)
Upfront cash ≈ HK$27.93M (deposit + AVD stamp duty HK$2,682,159 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$192,113
−HK$10,379/mo
▼ 0.25% · 3.875%
HK$197,265
−HK$5,227/mo
Today · 4.125%
HK$202,492
baseline
▲ 0.50% · 4.625%
HK$213,166
+HK$10,674/mo
Deposit HK$25.24M · loan HK$37.87M · min. income ≈ HK$404,984/mo (50% DSR)
Upfront cash ≈ HK$27.93M (deposit + AVD stamp duty HK$2,682,159 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$201,469
−HK$12,633/mo
▼ 0.25% · 3.875%
HK$207,735
−HK$6,367/mo
Today · 4.125%
HK$214,102
baseline
▲ 0.50% · 4.625%
HK$227,130
+HK$13,028/mo
Deposit HK$18.93M · loan HK$44.18M · min. income ≈ HK$428,204/mo (50% DSR)
Upfront cash ≈ HK$21.62M (deposit + AVD stamp duty HK$2,682,159 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$224,132
−HK$12,109/mo
▼ 0.25% · 3.875%
HK$230,143
−HK$6,098/mo
Today · 4.125%
HK$236,241
baseline
▲ 0.50% · 4.625%
HK$248,693
+HK$12,452/mo
Deposit HK$18.93M · loan HK$44.18M · min. income ≈ HK$472,482/mo (50% DSR)
Upfront cash ≈ HK$21.62M (deposit + AVD stamp duty HK$2,682,159 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$259,031
−HK$16,244/mo
▼ 0.25% · 3.875%
HK$267,088
−HK$8,187/mo
Today · 4.125%
HK$275,275
baseline
▲ 0.50% · 4.625%
HK$292,024
+HK$16,749/mo
Deposit HK$6.31M · loan HK$56.80M · min. income ≈ HK$550,550/mo (50% DSR)
Upfront cash ≈ HK$8.99M (deposit + AVD stamp duty HK$2,682,159 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$288,169
−HK$15,569/mo
▼ 0.25% · 3.875%
HK$295,898
−HK$7,840/mo
Today · 4.125%
HK$303,738
baseline
▲ 0.50% · 4.625%
HK$319,749
+HK$16,011/mo
Deposit HK$6.31M · loan HK$56.80M · min. income ≈ HK$607,476/mo (50% DSR)
Upfront cash ≈ HK$8.99M (deposit + AVD stamp duty HK$2,682,159 · Scale 2, in force from 26 Feb 2026)