LTV · monthly repayment
▼ 0.50% · 3.625%
HK$14,393
−HK$902/mo
▼ 0.25% · 3.875%
HK$14,840
−HK$455/mo
Today · 4.125%
HK$15,295
baseline
▲ 0.50% · 4.625%
HK$16,226
+HK$931/mo
Deposit HK$3.16M · loan HK$3.16M · min. income ≈ HK$30,590/mo (50% DSR)
Upfront cash ≈ HK$3.32M (deposit + AVD stamp duty HK$166,187 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,012
−HK$865/mo
▼ 0.25% · 3.875%
HK$16,441
−HK$436/mo
Today · 4.125%
HK$16,877
baseline
▲ 0.50% · 4.625%
HK$17,766
+HK$889/mo
Deposit HK$3.16M · loan HK$3.16M · min. income ≈ HK$33,754/mo (50% DSR)
Upfront cash ≈ HK$3.32M (deposit + AVD stamp duty HK$166,187 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,271
−HK$1,083/mo
▼ 0.25% · 3.875%
HK$17,808
−HK$546/mo
Today · 4.125%
HK$18,354
baseline
▲ 0.50% · 4.625%
HK$19,471
+HK$1,117/mo
Deposit HK$2.52M · loan HK$3.79M · min. income ≈ HK$36,708/mo (50% DSR)
Upfront cash ≈ HK$2.69M (deposit + AVD stamp duty HK$166,187 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,214
−HK$1,038/mo
▼ 0.25% · 3.875%
HK$19,729
−HK$523/mo
Today · 4.125%
HK$20,252
baseline
▲ 0.50% · 4.625%
HK$21,320
+HK$1,068/mo
Deposit HK$2.52M · loan HK$3.79M · min. income ≈ HK$40,504/mo (50% DSR)
Upfront cash ≈ HK$2.69M (deposit + AVD stamp duty HK$166,187 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,150
−HK$1,263/mo
▼ 0.25% · 3.875%
HK$20,777
−HK$636/mo
Today · 4.125%
HK$21,413
baseline
▲ 0.50% · 4.625%
HK$22,716
+HK$1,303/mo
Deposit HK$1.89M · loan HK$4.42M · min. income ≈ HK$42,826/mo (50% DSR)
Upfront cash ≈ HK$2.06M (deposit + AVD stamp duty HK$166,187 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,416
−HK$1,211/mo
▼ 0.25% · 3.875%
HK$23,018
−HK$609/mo
Today · 4.125%
HK$23,627
baseline
▲ 0.50% · 4.625%
HK$24,873
+HK$1,246/mo
Deposit HK$1.89M · loan HK$4.42M · min. income ≈ HK$47,254/mo (50% DSR)
Upfront cash ≈ HK$2.06M (deposit + AVD stamp duty HK$166,187 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,907
−HK$1,624/mo
▼ 0.25% · 3.875%
HK$26,713
−HK$818/mo
Today · 4.125%
HK$27,531
baseline
▲ 0.50% · 4.625%
HK$29,207
+HK$1,676/mo
Deposit HK$631K · loan HK$5.68M · min. income ≈ HK$55,062/mo (50% DSR)
Upfront cash ≈ HK$797K (deposit + AVD stamp duty HK$166,187 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,821
−HK$1,557/mo
▼ 0.25% · 3.875%
HK$29,594
−HK$784/mo
Today · 4.125%
HK$30,378
baseline
▲ 0.50% · 4.625%
HK$31,979
+HK$1,601/mo
Deposit HK$631K · loan HK$5.68M · min. income ≈ HK$60,756/mo (50% DSR)
Upfront cash ≈ HK$797K (deposit + AVD stamp duty HK$166,187 · Scale 2, in force from 26 Feb 2026)