LTV · monthly repayment
▼ 0.50% · 3.625%
HK$14,395
−HK$902/mo
▼ 0.25% · 3.875%
HK$14,842
−HK$455/mo
Today · 4.125%
HK$15,297
baseline
▲ 0.50% · 4.625%
HK$16,228
+HK$931/mo
Deposit HK$3.16M · loan HK$3.16M · min. income ≈ HK$30,594/mo (50% DSR)
Upfront cash ≈ HK$3.32M (deposit + AVD stamp duty HK$166,268 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,014
−HK$865/mo
▼ 0.25% · 3.875%
HK$16,443
−HK$436/mo
Today · 4.125%
HK$16,879
baseline
▲ 0.50% · 4.625%
HK$17,769
+HK$890/mo
Deposit HK$3.16M · loan HK$3.16M · min. income ≈ HK$33,758/mo (50% DSR)
Upfront cash ≈ HK$3.32M (deposit + AVD stamp duty HK$166,268 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,273
−HK$1,084/mo
▼ 0.25% · 3.875%
HK$17,811
−HK$546/mo
Today · 4.125%
HK$18,357
baseline
▲ 0.50% · 4.625%
HK$19,474
+HK$1,117/mo
Deposit HK$2.53M · loan HK$3.79M · min. income ≈ HK$36,714/mo (50% DSR)
Upfront cash ≈ HK$2.69M (deposit + AVD stamp duty HK$166,268 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,216
−HK$1,039/mo
▼ 0.25% · 3.875%
HK$19,732
−HK$523/mo
Today · 4.125%
HK$20,255
baseline
▲ 0.50% · 4.625%
HK$21,322
+HK$1,067/mo
Deposit HK$2.53M · loan HK$3.79M · min. income ≈ HK$40,510/mo (50% DSR)
Upfront cash ≈ HK$2.69M (deposit + AVD stamp duty HK$166,268 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,152
−HK$1,264/mo
▼ 0.25% · 3.875%
HK$20,779
−HK$637/mo
Today · 4.125%
HK$21,416
baseline
▲ 0.50% · 4.625%
HK$22,719
+HK$1,303/mo
Deposit HK$1.89M · loan HK$4.42M · min. income ≈ HK$42,832/mo (50% DSR)
Upfront cash ≈ HK$2.06M (deposit + AVD stamp duty HK$166,268 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,419
−HK$1,211/mo
▼ 0.25% · 3.875%
HK$23,021
−HK$609/mo
Today · 4.125%
HK$23,630
baseline
▲ 0.50% · 4.625%
HK$24,876
+HK$1,246/mo
Deposit HK$1.89M · loan HK$4.42M · min. income ≈ HK$47,260/mo (50% DSR)
Upfront cash ≈ HK$2.06M (deposit + AVD stamp duty HK$166,268 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,910
−HK$1,625/mo
▼ 0.25% · 3.875%
HK$26,716
−HK$819/mo
Today · 4.125%
HK$27,535
baseline
▲ 0.50% · 4.625%
HK$29,210
+HK$1,675/mo
Deposit HK$631K · loan HK$5.68M · min. income ≈ HK$55,070/mo (50% DSR)
Upfront cash ≈ HK$798K (deposit + AVD stamp duty HK$166,268 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,825
−HK$1,557/mo
▼ 0.25% · 3.875%
HK$29,598
−HK$784/mo
Today · 4.125%
HK$30,382
baseline
▲ 0.50% · 4.625%
HK$31,984
+HK$1,602/mo
Deposit HK$631K · loan HK$5.68M · min. income ≈ HK$60,764/mo (50% DSR)
Upfront cash ≈ HK$798K (deposit + AVD stamp duty HK$166,268 · Scale 2, in force from 26 Feb 2026)