LTV · monthly repayment
▼ 0.50% · 3.625%
HK$143,959
−HK$9,027/mo
▼ 0.25% · 3.875%
HK$148,437
−HK$4,549/mo
Today · 4.125%
HK$152,986
baseline
▲ 0.50% · 4.625%
HK$162,295
+HK$9,309/mo
Deposit HK$31.57M · loan HK$31.57M · min. income ≈ HK$305,972/mo (50% DSR)
Upfront cash ≈ HK$34.25M (deposit + AVD stamp duty HK$2,683,137 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$160,152
−HK$8,653/mo
▼ 0.25% · 3.875%
HK$164,448
−HK$4,357/mo
Today · 4.125%
HK$168,805
baseline
▲ 0.50% · 4.625%
HK$177,703
+HK$8,898/mo
Deposit HK$31.57M · loan HK$31.57M · min. income ≈ HK$337,610/mo (50% DSR)
Upfront cash ≈ HK$34.25M (deposit + AVD stamp duty HK$2,683,137 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$172,750
−HK$10,833/mo
▼ 0.25% · 3.875%
HK$178,124
−HK$5,459/mo
Today · 4.125%
HK$183,583
baseline
▲ 0.50% · 4.625%
HK$194,754
+HK$11,171/mo
Deposit HK$25.25M · loan HK$37.88M · min. income ≈ HK$367,166/mo (50% DSR)
Upfront cash ≈ HK$27.94M (deposit + AVD stamp duty HK$2,683,137 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$192,183
−HK$10,383/mo
▼ 0.25% · 3.875%
HK$197,337
−HK$5,229/mo
Today · 4.125%
HK$202,566
baseline
▲ 0.50% · 4.625%
HK$213,244
+HK$10,678/mo
Deposit HK$25.25M · loan HK$37.88M · min. income ≈ HK$405,132/mo (50% DSR)
Upfront cash ≈ HK$27.94M (deposit + AVD stamp duty HK$2,683,137 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$201,542
−HK$12,638/mo
▼ 0.25% · 3.875%
HK$207,811
−HK$6,369/mo
Today · 4.125%
HK$214,180
baseline
▲ 0.50% · 4.625%
HK$227,213
+HK$13,033/mo
Deposit HK$18.94M · loan HK$44.19M · min. income ≈ HK$428,360/mo (50% DSR)
Upfront cash ≈ HK$21.62M (deposit + AVD stamp duty HK$2,683,137 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$224,213
−HK$12,114/mo
▼ 0.25% · 3.875%
HK$230,227
−HK$6,100/mo
Today · 4.125%
HK$236,327
baseline
▲ 0.50% · 4.625%
HK$248,784
+HK$12,457/mo
Deposit HK$18.94M · loan HK$44.19M · min. income ≈ HK$472,654/mo (50% DSR)
Upfront cash ≈ HK$21.62M (deposit + AVD stamp duty HK$2,683,137 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$259,125
−HK$16,250/mo
▼ 0.25% · 3.875%
HK$267,186
−HK$8,189/mo
Today · 4.125%
HK$275,375
baseline
▲ 0.50% · 4.625%
HK$292,131
+HK$16,756/mo
Deposit HK$6.31M · loan HK$56.82M · min. income ≈ HK$550,750/mo (50% DSR)
Upfront cash ≈ HK$9.00M (deposit + AVD stamp duty HK$2,683,137 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$288,274
−HK$15,575/mo
▼ 0.25% · 3.875%
HK$296,006
−HK$7,843/mo
Today · 4.125%
HK$303,849
baseline
▲ 0.50% · 4.625%
HK$319,865
+HK$16,016/mo
Deposit HK$6.31M · loan HK$56.82M · min. income ≈ HK$607,698/mo (50% DSR)
Upfront cash ≈ HK$9.00M (deposit + AVD stamp duty HK$2,683,137 · Scale 2, in force from 26 Feb 2026)