LTV · monthly repayment
▼ 0.50% · 3.625%
HK$143,961
−HK$9,028/mo
▼ 0.25% · 3.875%
HK$148,439
−HK$4,550/mo
Today · 4.125%
HK$152,989
baseline
▲ 0.50% · 4.625%
HK$162,298
+HK$9,309/mo
Deposit HK$31.57M · loan HK$31.57M · min. income ≈ HK$305,978/mo (50% DSR)
Upfront cash ≈ HK$34.25M (deposit + AVD stamp duty HK$2,683,191 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$160,156
−HK$8,652/mo
▼ 0.25% · 3.875%
HK$164,451
−HK$4,357/mo
Today · 4.125%
HK$168,808
baseline
▲ 0.50% · 4.625%
HK$177,707
+HK$8,899/mo
Deposit HK$31.57M · loan HK$31.57M · min. income ≈ HK$337,616/mo (50% DSR)
Upfront cash ≈ HK$34.25M (deposit + AVD stamp duty HK$2,683,191 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$172,754
−HK$10,833/mo
▼ 0.25% · 3.875%
HK$178,127
−HK$5,460/mo
Today · 4.125%
HK$183,587
baseline
▲ 0.50% · 4.625%
HK$194,758
+HK$11,171/mo
Deposit HK$25.25M · loan HK$37.88M · min. income ≈ HK$367,174/mo (50% DSR)
Upfront cash ≈ HK$27.94M (deposit + AVD stamp duty HK$2,683,191 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$192,187
−HK$10,383/mo
▼ 0.25% · 3.875%
HK$197,341
−HK$5,229/mo
Today · 4.125%
HK$202,570
baseline
▲ 0.50% · 4.625%
HK$213,248
+HK$10,678/mo
Deposit HK$25.25M · loan HK$37.88M · min. income ≈ HK$405,140/mo (50% DSR)
Upfront cash ≈ HK$27.94M (deposit + AVD stamp duty HK$2,683,191 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$201,546
−HK$12,639/mo
▼ 0.25% · 3.875%
HK$207,815
−HK$6,370/mo
Today · 4.125%
HK$214,185
baseline
▲ 0.50% · 4.625%
HK$227,217
+HK$13,032/mo
Deposit HK$18.94M · loan HK$44.19M · min. income ≈ HK$428,370/mo (50% DSR)
Upfront cash ≈ HK$21.62M (deposit + AVD stamp duty HK$2,683,191 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$224,218
−HK$12,114/mo
▼ 0.25% · 3.875%
HK$230,231
−HK$6,101/mo
Today · 4.125%
HK$236,332
baseline
▲ 0.50% · 4.625%
HK$248,789
+HK$12,457/mo
Deposit HK$18.94M · loan HK$44.19M · min. income ≈ HK$472,664/mo (50% DSR)
Upfront cash ≈ HK$21.62M (deposit + AVD stamp duty HK$2,683,191 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$259,131
−HK$16,249/mo
▼ 0.25% · 3.875%
HK$267,191
−HK$8,189/mo
Today · 4.125%
HK$275,380
baseline
▲ 0.50% · 4.625%
HK$292,137
+HK$16,757/mo
Deposit HK$6.31M · loan HK$56.82M · min. income ≈ HK$550,760/mo (50% DSR)
Upfront cash ≈ HK$9.00M (deposit + AVD stamp duty HK$2,683,191 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$288,280
−HK$15,575/mo
▼ 0.25% · 3.875%
HK$296,012
−HK$7,843/mo
Today · 4.125%
HK$303,855
baseline
▲ 0.50% · 4.625%
HK$319,872
+HK$16,017/mo
Deposit HK$6.31M · loan HK$56.82M · min. income ≈ HK$607,710/mo (50% DSR)
Upfront cash ≈ HK$9.00M (deposit + AVD stamp duty HK$2,683,191 · Scale 2, in force from 26 Feb 2026)