LTV · monthly repayment
▼ 0.50% · 3.625%
HK$143,986
−HK$9,029/mo
▼ 0.25% · 3.875%
HK$148,465
−HK$4,550/mo
Today · 4.125%
HK$153,015
baseline
▲ 0.50% · 4.625%
HK$162,326
+HK$9,311/mo
Deposit HK$31.57M · loan HK$31.57M · min. income ≈ HK$306,030/mo (50% DSR)
Upfront cash ≈ HK$34.26M (deposit + AVD stamp duty HK$2,683,645 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$160,183
−HK$8,654/mo
▼ 0.25% · 3.875%
HK$164,479
−HK$4,358/mo
Today · 4.125%
HK$168,837
baseline
▲ 0.50% · 4.625%
HK$177,737
+HK$8,900/mo
Deposit HK$31.57M · loan HK$31.57M · min. income ≈ HK$337,674/mo (50% DSR)
Upfront cash ≈ HK$34.26M (deposit + AVD stamp duty HK$2,683,645 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$172,783
−HK$10,835/mo
▼ 0.25% · 3.875%
HK$178,158
−HK$5,460/mo
Today · 4.125%
HK$183,618
baseline
▲ 0.50% · 4.625%
HK$194,791
+HK$11,173/mo
Deposit HK$25.26M · loan HK$37.89M · min. income ≈ HK$367,236/mo (50% DSR)
Upfront cash ≈ HK$27.94M (deposit + AVD stamp duty HK$2,683,645 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$192,219
−HK$10,385/mo
▼ 0.25% · 3.875%
HK$197,375
−HK$5,229/mo
Today · 4.125%
HK$202,604
baseline
▲ 0.50% · 4.625%
HK$213,284
+HK$10,680/mo
Deposit HK$25.26M · loan HK$37.89M · min. income ≈ HK$405,208/mo (50% DSR)
Upfront cash ≈ HK$27.94M (deposit + AVD stamp duty HK$2,683,645 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$201,580
−HK$12,641/mo
▼ 0.25% · 3.875%
HK$207,850
−HK$6,371/mo
Today · 4.125%
HK$214,221
baseline
▲ 0.50% · 4.625%
HK$227,256
+HK$13,035/mo
Deposit HK$18.94M · loan HK$44.20M · min. income ≈ HK$428,442/mo (50% DSR)
Upfront cash ≈ HK$21.63M (deposit + AVD stamp duty HK$2,683,645 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$224,256
−HK$12,116/mo
▼ 0.25% · 3.875%
HK$230,270
−HK$6,102/mo
Today · 4.125%
HK$236,372
baseline
▲ 0.50% · 4.625%
HK$248,831
+HK$12,459/mo
Deposit HK$18.94M · loan HK$44.20M · min. income ≈ HK$472,744/mo (50% DSR)
Upfront cash ≈ HK$21.63M (deposit + AVD stamp duty HK$2,683,645 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$259,175
−HK$16,252/mo
▼ 0.25% · 3.875%
HK$267,236
−HK$8,191/mo
Today · 4.125%
HK$275,427
baseline
▲ 0.50% · 4.625%
HK$292,186
+HK$16,759/mo
Deposit HK$6.31M · loan HK$56.83M · min. income ≈ HK$550,854/mo (50% DSR)
Upfront cash ≈ HK$9.00M (deposit + AVD stamp duty HK$2,683,645 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$288,329
−HK$15,578/mo
▼ 0.25% · 3.875%
HK$296,062
−HK$7,845/mo
Today · 4.125%
HK$303,907
baseline
▲ 0.50% · 4.625%
HK$319,926
+HK$16,019/mo
Deposit HK$6.31M · loan HK$56.83M · min. income ≈ HK$607,814/mo (50% DSR)
Upfront cash ≈ HK$9.00M (deposit + AVD stamp duty HK$2,683,645 · Scale 2, in force from 26 Feb 2026)