LTV · monthly repayment
▼ 0.50% · 3.625%
HK$14,400
−HK$903/mo
▼ 0.25% · 3.875%
HK$14,848
−HK$455/mo
Today · 4.125%
HK$15,303
baseline
▲ 0.50% · 4.625%
HK$16,234
+HK$931/mo
Deposit HK$3.16M · loan HK$3.16M · min. income ≈ HK$30,606/mo (50% DSR)
Upfront cash ≈ HK$3.32M (deposit + AVD stamp duty HK$166,518 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,020
−HK$866/mo
▼ 0.25% · 3.875%
HK$16,450
−HK$436/mo
Today · 4.125%
HK$16,886
baseline
▲ 0.50% · 4.625%
HK$17,776
+HK$890/mo
Deposit HK$3.16M · loan HK$3.16M · min. income ≈ HK$33,772/mo (50% DSR)
Upfront cash ≈ HK$3.32M (deposit + AVD stamp duty HK$166,518 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,280
−HK$1,084/mo
▼ 0.25% · 3.875%
HK$17,818
−HK$546/mo
Today · 4.125%
HK$18,364
baseline
▲ 0.50% · 4.625%
HK$19,481
+HK$1,117/mo
Deposit HK$2.53M · loan HK$3.79M · min. income ≈ HK$36,728/mo (50% DSR)
Upfront cash ≈ HK$2.69M (deposit + AVD stamp duty HK$166,518 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,224
−HK$1,039/mo
▼ 0.25% · 3.875%
HK$19,740
−HK$523/mo
Today · 4.125%
HK$20,263
baseline
▲ 0.50% · 4.625%
HK$21,331
+HK$1,068/mo
Deposit HK$2.53M · loan HK$3.79M · min. income ≈ HK$40,526/mo (50% DSR)
Upfront cash ≈ HK$2.69M (deposit + AVD stamp duty HK$166,518 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,160
−HK$1,265/mo
▼ 0.25% · 3.875%
HK$20,787
−HK$638/mo
Today · 4.125%
HK$21,425
baseline
▲ 0.50% · 4.625%
HK$22,728
+HK$1,303/mo
Deposit HK$1.89M · loan HK$4.42M · min. income ≈ HK$42,850/mo (50% DSR)
Upfront cash ≈ HK$2.06M (deposit + AVD stamp duty HK$166,518 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,428
−HK$1,212/mo
▼ 0.25% · 3.875%
HK$23,030
−HK$610/mo
Today · 4.125%
HK$23,640
baseline
▲ 0.50% · 4.625%
HK$24,886
+HK$1,246/mo
Deposit HK$1.89M · loan HK$4.42M · min. income ≈ HK$47,280/mo (50% DSR)
Upfront cash ≈ HK$2.06M (deposit + AVD stamp duty HK$166,518 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,920
−HK$1,626/mo
▼ 0.25% · 3.875%
HK$26,727
−HK$819/mo
Today · 4.125%
HK$27,546
baseline
▲ 0.50% · 4.625%
HK$29,222
+HK$1,676/mo
Deposit HK$632K · loan HK$5.68M · min. income ≈ HK$55,092/mo (50% DSR)
Upfront cash ≈ HK$798K (deposit + AVD stamp duty HK$166,518 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,836
−HK$1,558/mo
▼ 0.25% · 3.875%
HK$29,610
−HK$784/mo
Today · 4.125%
HK$30,394
baseline
▲ 0.50% · 4.625%
HK$31,996
+HK$1,602/mo
Deposit HK$632K · loan HK$5.68M · min. income ≈ HK$60,788/mo (50% DSR)
Upfront cash ≈ HK$798K (deposit + AVD stamp duty HK$166,518 · Scale 2, in force from 26 Feb 2026)