LTV · monthly repayment
▼ 0.50% · 3.625%
HK$144,002
−HK$9,031/mo
▼ 0.25% · 3.875%
HK$148,482
−HK$4,551/mo
Today · 4.125%
HK$153,033
baseline
▲ 0.50% · 4.625%
HK$162,344
+HK$9,311/mo
Deposit HK$31.58M · loan HK$31.58M · min. income ≈ HK$306,066/mo (50% DSR)
Upfront cash ≈ HK$34.26M (deposit + AVD stamp duty HK$2,683,955 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$160,201
−HK$8,655/mo
▼ 0.25% · 3.875%
HK$164,498
−HK$4,358/mo
Today · 4.125%
HK$168,856
baseline
▲ 0.50% · 4.625%
HK$177,757
+HK$8,901/mo
Deposit HK$31.58M · loan HK$31.58M · min. income ≈ HK$337,712/mo (50% DSR)
Upfront cash ≈ HK$34.26M (deposit + AVD stamp duty HK$2,683,955 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$172,803
−HK$10,836/mo
▼ 0.25% · 3.875%
HK$178,178
−HK$5,461/mo
Today · 4.125%
HK$183,639
baseline
▲ 0.50% · 4.625%
HK$194,813
+HK$11,174/mo
Deposit HK$25.26M · loan HK$37.89M · min. income ≈ HK$367,278/mo (50% DSR)
Upfront cash ≈ HK$27.94M (deposit + AVD stamp duty HK$2,683,955 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$192,242
−HK$10,386/mo
▼ 0.25% · 3.875%
HK$197,397
−HK$5,231/mo
Today · 4.125%
HK$202,628
baseline
▲ 0.50% · 4.625%
HK$213,309
+HK$10,681/mo
Deposit HK$25.26M · loan HK$37.89M · min. income ≈ HK$405,256/mo (50% DSR)
Upfront cash ≈ HK$27.94M (deposit + AVD stamp duty HK$2,683,955 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$201,603
−HK$12,643/mo
▼ 0.25% · 3.875%
HK$207,874
−HK$6,372/mo
Today · 4.125%
HK$214,246
baseline
▲ 0.50% · 4.625%
HK$227,282
+HK$13,036/mo
Deposit HK$18.95M · loan HK$44.21M · min. income ≈ HK$428,492/mo (50% DSR)
Upfront cash ≈ HK$21.63M (deposit + AVD stamp duty HK$2,683,955 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$224,282
−HK$12,117/mo
▼ 0.25% · 3.875%
HK$230,297
−HK$6,102/mo
Today · 4.125%
HK$236,399
baseline
▲ 0.50% · 4.625%
HK$248,860
+HK$12,461/mo
Deposit HK$18.95M · loan HK$44.21M · min. income ≈ HK$472,798/mo (50% DSR)
Upfront cash ≈ HK$21.63M (deposit + AVD stamp duty HK$2,683,955 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$259,204
−HK$16,255/mo
▼ 0.25% · 3.875%
HK$267,267
−HK$8,192/mo
Today · 4.125%
HK$275,459
baseline
▲ 0.50% · 4.625%
HK$292,220
+HK$16,761/mo
Deposit HK$6.32M · loan HK$56.84M · min. income ≈ HK$550,918/mo (50% DSR)
Upfront cash ≈ HK$9.00M (deposit + AVD stamp duty HK$2,683,955 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$288,362
−HK$15,580/mo
▼ 0.25% · 3.875%
HK$296,096
−HK$7,846/mo
Today · 4.125%
HK$303,942
baseline
▲ 0.50% · 4.625%
HK$319,963
+HK$16,021/mo
Deposit HK$6.32M · loan HK$56.84M · min. income ≈ HK$607,884/mo (50% DSR)
Upfront cash ≈ HK$9.00M (deposit + AVD stamp duty HK$2,683,955 · Scale 2, in force from 26 Feb 2026)