LTV · monthly repayment
▼ 0.50% · 3.625%
HK$14,403
−HK$903/mo
▼ 0.25% · 3.875%
HK$14,851
−HK$455/mo
Today · 4.125%
HK$15,306
baseline
▲ 0.50% · 4.625%
HK$16,237
+HK$931/mo
Deposit HK$3.16M · loan HK$3.16M · min. income ≈ HK$30,612/mo (50% DSR)
Upfront cash ≈ HK$3.32M (deposit + AVD stamp duty HK$166,620 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,023
−HK$865/mo
▼ 0.25% · 3.875%
HK$16,452
−HK$436/mo
Today · 4.125%
HK$16,888
baseline
▲ 0.50% · 4.625%
HK$17,779
+HK$891/mo
Deposit HK$3.16M · loan HK$3.16M · min. income ≈ HK$33,776/mo (50% DSR)
Upfront cash ≈ HK$3.32M (deposit + AVD stamp duty HK$166,620 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,283
−HK$1,084/mo
▼ 0.25% · 3.875%
HK$17,821
−HK$546/mo
Today · 4.125%
HK$18,367
baseline
▲ 0.50% · 4.625%
HK$19,484
+HK$1,117/mo
Deposit HK$2.53M · loan HK$3.79M · min. income ≈ HK$36,734/mo (50% DSR)
Upfront cash ≈ HK$2.69M (deposit + AVD stamp duty HK$166,620 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,227
−HK$1,039/mo
▼ 0.25% · 3.875%
HK$19,743
−HK$523/mo
Today · 4.125%
HK$20,266
baseline
▲ 0.50% · 4.625%
HK$21,334
+HK$1,068/mo
Deposit HK$2.53M · loan HK$3.79M · min. income ≈ HK$40,532/mo (50% DSR)
Upfront cash ≈ HK$2.69M (deposit + AVD stamp duty HK$166,620 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,164
−HK$1,264/mo
▼ 0.25% · 3.875%
HK$20,791
−HK$637/mo
Today · 4.125%
HK$21,428
baseline
▲ 0.50% · 4.625%
HK$22,732
+HK$1,304/mo
Deposit HK$1.89M · loan HK$4.42M · min. income ≈ HK$42,856/mo (50% DSR)
Upfront cash ≈ HK$2.06M (deposit + AVD stamp duty HK$166,620 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,432
−HK$1,212/mo
▼ 0.25% · 3.875%
HK$23,033
−HK$611/mo
Today · 4.125%
HK$23,644
baseline
▲ 0.50% · 4.625%
HK$24,890
+HK$1,246/mo
Deposit HK$1.89M · loan HK$4.42M · min. income ≈ HK$47,288/mo (50% DSR)
Upfront cash ≈ HK$2.06M (deposit + AVD stamp duty HK$166,620 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,925
−HK$1,625/mo
▼ 0.25% · 3.875%
HK$26,731
−HK$819/mo
Today · 4.125%
HK$27,550
baseline
▲ 0.50% · 4.625%
HK$29,227
+HK$1,677/mo
Deposit HK$632K · loan HK$5.68M · min. income ≈ HK$55,100/mo (50% DSR)
Upfront cash ≈ HK$798K (deposit + AVD stamp duty HK$166,620 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,841
−HK$1,558/mo
▼ 0.25% · 3.875%
HK$29,614
−HK$785/mo
Today · 4.125%
HK$30,399
baseline
▲ 0.50% · 4.625%
HK$32,001
+HK$1,602/mo
Deposit HK$632K · loan HK$5.68M · min. income ≈ HK$60,798/mo (50% DSR)
Upfront cash ≈ HK$798K (deposit + AVD stamp duty HK$166,620 · Scale 2, in force from 26 Feb 2026)