LTV · monthly repayment
▼ 0.50% · 3.625%
HK$144,029
−HK$9,032/mo
▼ 0.25% · 3.875%
HK$148,509
−HK$4,552/mo
Today · 4.125%
HK$153,061
baseline
▲ 0.50% · 4.625%
HK$162,374
+HK$9,313/mo
Deposit HK$31.58M · loan HK$31.58M · min. income ≈ HK$306,122/mo (50% DSR)
Upfront cash ≈ HK$34.27M (deposit + AVD stamp duty HK$2,684,446 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$160,231
−HK$8,656/mo
▼ 0.25% · 3.875%
HK$164,528
−HK$4,359/mo
Today · 4.125%
HK$168,887
baseline
▲ 0.50% · 4.625%
HK$177,790
+HK$8,903/mo
Deposit HK$31.58M · loan HK$31.58M · min. income ≈ HK$337,774/mo (50% DSR)
Upfront cash ≈ HK$34.27M (deposit + AVD stamp duty HK$2,684,446 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$172,835
−HK$10,838/mo
▼ 0.25% · 3.875%
HK$178,211
−HK$5,462/mo
Today · 4.125%
HK$183,673
baseline
▲ 0.50% · 4.625%
HK$194,849
+HK$11,176/mo
Deposit HK$25.27M · loan HK$37.90M · min. income ≈ HK$367,346/mo (50% DSR)
Upfront cash ≈ HK$27.95M (deposit + AVD stamp duty HK$2,684,446 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$192,277
−HK$10,388/mo
▼ 0.25% · 3.875%
HK$197,433
−HK$5,232/mo
Today · 4.125%
HK$202,665
baseline
▲ 0.50% · 4.625%
HK$213,348
+HK$10,683/mo
Deposit HK$25.27M · loan HK$37.90M · min. income ≈ HK$405,330/mo (50% DSR)
Upfront cash ≈ HK$27.95M (deposit + AVD stamp duty HK$2,684,446 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$201,640
−HK$12,645/mo
▼ 0.25% · 3.875%
HK$207,912
−HK$6,373/mo
Today · 4.125%
HK$214,285
baseline
▲ 0.50% · 4.625%
HK$227,324
+HK$13,039/mo
Deposit HK$18.95M · loan HK$44.21M · min. income ≈ HK$428,570/mo (50% DSR)
Upfront cash ≈ HK$21.63M (deposit + AVD stamp duty HK$2,684,446 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$224,323
−HK$12,119/mo
▼ 0.25% · 3.875%
HK$230,339
−HK$6,103/mo
Today · 4.125%
HK$236,442
baseline
▲ 0.50% · 4.625%
HK$248,906
+HK$12,464/mo
Deposit HK$18.95M · loan HK$44.21M · min. income ≈ HK$472,884/mo (50% DSR)
Upfront cash ≈ HK$21.63M (deposit + AVD stamp duty HK$2,684,446 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$259,252
−HK$16,257/mo
▼ 0.25% · 3.875%
HK$267,316
−HK$8,193/mo
Today · 4.125%
HK$275,509
baseline
▲ 0.50% · 4.625%
HK$292,273
+HK$16,764/mo
Deposit HK$6.32M · loan HK$56.85M · min. income ≈ HK$551,018/mo (50% DSR)
Upfront cash ≈ HK$9.00M (deposit + AVD stamp duty HK$2,684,446 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$288,415
−HK$15,582/mo
▼ 0.25% · 3.875%
HK$296,150
−HK$7,847/mo
Today · 4.125%
HK$303,997
baseline
▲ 0.50% · 4.625%
HK$320,021
+HK$16,024/mo
Deposit HK$6.32M · loan HK$56.85M · min. income ≈ HK$607,994/mo (50% DSR)
Upfront cash ≈ HK$9.00M (deposit + AVD stamp duty HK$2,684,446 · Scale 2, in force from 26 Feb 2026)