LTV · monthly repayment
▼ 0.50% · 3.625%
HK$14,403
−HK$903/mo
▼ 0.25% · 3.875%
HK$14,851
−HK$455/mo
Today · 4.125%
HK$15,306
baseline
▲ 0.50% · 4.625%
HK$16,238
+HK$932/mo
Deposit HK$3.16M · loan HK$3.16M · min. income ≈ HK$30,612/mo (50% DSR)
Upfront cash ≈ HK$3.32M (deposit + AVD stamp duty HK$166,648 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,023
−HK$866/mo
▼ 0.25% · 3.875%
HK$16,453
−HK$436/mo
Today · 4.125%
HK$16,889
baseline
▲ 0.50% · 4.625%
HK$17,779
+HK$890/mo
Deposit HK$3.16M · loan HK$3.16M · min. income ≈ HK$33,778/mo (50% DSR)
Upfront cash ≈ HK$3.32M (deposit + AVD stamp duty HK$166,648 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,284
−HK$1,084/mo
▼ 0.25% · 3.875%
HK$17,821
−HK$547/mo
Today · 4.125%
HK$18,368
baseline
▲ 0.50% · 4.625%
HK$19,485
+HK$1,117/mo
Deposit HK$2.53M · loan HK$3.79M · min. income ≈ HK$36,736/mo (50% DSR)
Upfront cash ≈ HK$2.69M (deposit + AVD stamp duty HK$166,648 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,228
−HK$1,039/mo
▼ 0.25% · 3.875%
HK$19,744
−HK$523/mo
Today · 4.125%
HK$20,267
baseline
▲ 0.50% · 4.625%
HK$21,335
+HK$1,068/mo
Deposit HK$2.53M · loan HK$3.79M · min. income ≈ HK$40,534/mo (50% DSR)
Upfront cash ≈ HK$2.69M (deposit + AVD stamp duty HK$166,648 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,164
−HK$1,265/mo
▼ 0.25% · 3.875%
HK$20,792
−HK$637/mo
Today · 4.125%
HK$21,429
baseline
▲ 0.50% · 4.625%
HK$22,733
+HK$1,304/mo
Deposit HK$1.89M · loan HK$4.42M · min. income ≈ HK$42,858/mo (50% DSR)
Upfront cash ≈ HK$2.06M (deposit + AVD stamp duty HK$166,648 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,433
−HK$1,212/mo
▼ 0.25% · 3.875%
HK$23,034
−HK$611/mo
Today · 4.125%
HK$23,645
baseline
▲ 0.50% · 4.625%
HK$24,891
+HK$1,246/mo
Deposit HK$1.89M · loan HK$4.42M · min. income ≈ HK$47,290/mo (50% DSR)
Upfront cash ≈ HK$2.06M (deposit + AVD stamp duty HK$166,648 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,926
−HK$1,626/mo
▼ 0.25% · 3.875%
HK$26,732
−HK$820/mo
Today · 4.125%
HK$27,552
baseline
▲ 0.50% · 4.625%
HK$29,228
+HK$1,676/mo
Deposit HK$632K · loan HK$5.68M · min. income ≈ HK$55,104/mo (50% DSR)
Upfront cash ≈ HK$798K (deposit + AVD stamp duty HK$166,648 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,842
−HK$1,558/mo
▼ 0.25% · 3.875%
HK$29,616
−HK$784/mo
Today · 4.125%
HK$30,400
baseline
▲ 0.50% · 4.625%
HK$32,003
+HK$1,603/mo
Deposit HK$632K · loan HK$5.68M · min. income ≈ HK$60,800/mo (50% DSR)
Upfront cash ≈ HK$798K (deposit + AVD stamp duty HK$166,648 · Scale 2, in force from 26 Feb 2026)