LTV · monthly repayment
▼ 0.50% · 3.625%
HK$14,404
−HK$903/mo
▼ 0.25% · 3.875%
HK$14,852
−HK$455/mo
Today · 4.125%
HK$15,307
baseline
▲ 0.50% · 4.625%
HK$16,239
+HK$932/mo
Deposit HK$3.16M · loan HK$3.16M · min. income ≈ HK$30,614/mo (50% DSR)
Upfront cash ≈ HK$3.33M (deposit + AVD stamp duty HK$166,683 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,024
−HK$866/mo
▼ 0.25% · 3.875%
HK$16,454
−HK$436/mo
Today · 4.125%
HK$16,890
baseline
▲ 0.50% · 4.625%
HK$17,780
+HK$890/mo
Deposit HK$3.16M · loan HK$3.16M · min. income ≈ HK$33,780/mo (50% DSR)
Upfront cash ≈ HK$3.33M (deposit + AVD stamp duty HK$166,683 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,285
−HK$1,084/mo
▼ 0.25% · 3.875%
HK$17,822
−HK$547/mo
Today · 4.125%
HK$18,369
baseline
▲ 0.50% · 4.625%
HK$19,486
+HK$1,117/mo
Deposit HK$2.53M · loan HK$3.79M · min. income ≈ HK$36,738/mo (50% DSR)
Upfront cash ≈ HK$2.69M (deposit + AVD stamp duty HK$166,683 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,229
−HK$1,039/mo
▼ 0.25% · 3.875%
HK$19,745
−HK$523/mo
Today · 4.125%
HK$20,268
baseline
▲ 0.50% · 4.625%
HK$21,336
+HK$1,068/mo
Deposit HK$2.53M · loan HK$3.79M · min. income ≈ HK$40,536/mo (50% DSR)
Upfront cash ≈ HK$2.69M (deposit + AVD stamp duty HK$166,683 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,166
−HK$1,264/mo
▼ 0.25% · 3.875%
HK$20,793
−HK$637/mo
Today · 4.125%
HK$21,430
baseline
▲ 0.50% · 4.625%
HK$22,734
+HK$1,304/mo
Deposit HK$1.90M · loan HK$4.42M · min. income ≈ HK$42,860/mo (50% DSR)
Upfront cash ≈ HK$2.06M (deposit + AVD stamp duty HK$166,683 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,434
−HK$1,212/mo
▼ 0.25% · 3.875%
HK$23,036
−HK$610/mo
Today · 4.125%
HK$23,646
baseline
▲ 0.50% · 4.625%
HK$24,892
+HK$1,246/mo
Deposit HK$1.90M · loan HK$4.42M · min. income ≈ HK$47,292/mo (50% DSR)
Upfront cash ≈ HK$2.06M (deposit + AVD stamp duty HK$166,683 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,927
−HK$1,626/mo
▼ 0.25% · 3.875%
HK$26,734
−HK$819/mo
Today · 4.125%
HK$27,553
baseline
▲ 0.50% · 4.625%
HK$29,230
+HK$1,677/mo
Deposit HK$632K · loan HK$5.69M · min. income ≈ HK$55,106/mo (50% DSR)
Upfront cash ≈ HK$798K (deposit + AVD stamp duty HK$166,683 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,844
−HK$1,558/mo
▼ 0.25% · 3.875%
HK$29,617
−HK$785/mo
Today · 4.125%
HK$30,402
baseline
▲ 0.50% · 4.625%
HK$32,005
+HK$1,603/mo
Deposit HK$632K · loan HK$5.69M · min. income ≈ HK$60,804/mo (50% DSR)
Upfront cash ≈ HK$798K (deposit + AVD stamp duty HK$166,683 · Scale 2, in force from 26 Feb 2026)