LTV · monthly repayment
▼ 0.50% · 3.625%
HK$144,066
−HK$9,034/mo
▼ 0.25% · 3.875%
HK$148,547
−HK$4,553/mo
Today · 4.125%
HK$153,100
baseline
▲ 0.50% · 4.625%
HK$162,415
+HK$9,315/mo
Deposit HK$31.59M · loan HK$31.59M · min. income ≈ HK$306,200/mo (50% DSR)
Upfront cash ≈ HK$34.27M (deposit + AVD stamp duty HK$2,685,131 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$160,271
−HK$8,659/mo
▼ 0.25% · 3.875%
HK$164,570
−HK$4,360/mo
Today · 4.125%
HK$168,930
baseline
▲ 0.50% · 4.625%
HK$177,835
+HK$8,905/mo
Deposit HK$31.59M · loan HK$31.59M · min. income ≈ HK$337,860/mo (50% DSR)
Upfront cash ≈ HK$34.27M (deposit + AVD stamp duty HK$2,685,131 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$172,879
−HK$10,841/mo
▼ 0.25% · 3.875%
HK$178,256
−HK$5,464/mo
Today · 4.125%
HK$183,720
baseline
▲ 0.50% · 4.625%
HK$194,899
+HK$11,179/mo
Deposit HK$25.27M · loan HK$37.91M · min. income ≈ HK$367,440/mo (50% DSR)
Upfront cash ≈ HK$27.96M (deposit + AVD stamp duty HK$2,685,131 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$192,326
−HK$10,391/mo
▼ 0.25% · 3.875%
HK$197,484
−HK$5,233/mo
Today · 4.125%
HK$202,717
baseline
▲ 0.50% · 4.625%
HK$213,402
+HK$10,685/mo
Deposit HK$25.27M · loan HK$37.91M · min. income ≈ HK$405,434/mo (50% DSR)
Upfront cash ≈ HK$27.96M (deposit + AVD stamp duty HK$2,685,131 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$201,692
−HK$12,648/mo
▼ 0.25% · 3.875%
HK$207,966
−HK$6,374/mo
Today · 4.125%
HK$214,340
baseline
▲ 0.50% · 4.625%
HK$227,382
+HK$13,042/mo
Deposit HK$18.95M · loan HK$44.23M · min. income ≈ HK$428,680/mo (50% DSR)
Upfront cash ≈ HK$21.64M (deposit + AVD stamp duty HK$2,685,131 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$224,380
−HK$12,123/mo
▼ 0.25% · 3.875%
HK$230,398
−HK$6,105/mo
Today · 4.125%
HK$236,503
baseline
▲ 0.50% · 4.625%
HK$248,969
+HK$12,466/mo
Deposit HK$18.95M · loan HK$44.23M · min. income ≈ HK$473,006/mo (50% DSR)
Upfront cash ≈ HK$21.64M (deposit + AVD stamp duty HK$2,685,131 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$259,318
−HK$16,262/mo
▼ 0.25% · 3.875%
HK$267,384
−HK$8,196/mo
Today · 4.125%
HK$275,580
baseline
▲ 0.50% · 4.625%
HK$292,348
+HK$16,768/mo
Deposit HK$6.32M · loan HK$56.86M · min. income ≈ HK$551,160/mo (50% DSR)
Upfront cash ≈ HK$9.00M (deposit + AVD stamp duty HK$2,685,131 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$288,489
−HK$15,586/mo
▼ 0.25% · 3.875%
HK$296,226
−HK$7,849/mo
Today · 4.125%
HK$304,075
baseline
▲ 0.50% · 4.625%
HK$320,103
+HK$16,028/mo
Deposit HK$6.32M · loan HK$56.86M · min. income ≈ HK$608,150/mo (50% DSR)
Upfront cash ≈ HK$9.00M (deposit + AVD stamp duty HK$2,685,131 · Scale 2, in force from 26 Feb 2026)