LTV · monthly repayment
▼ 0.50% · 3.625%
HK$144,080
−HK$9,035/mo
▼ 0.25% · 3.875%
HK$148,562
−HK$4,553/mo
Today · 4.125%
HK$153,115
baseline
▲ 0.50% · 4.625%
HK$162,432
+HK$9,317/mo
Deposit HK$31.59M · loan HK$31.59M · min. income ≈ HK$306,230/mo (50% DSR)
Upfront cash ≈ HK$34.28M (deposit + AVD stamp duty HK$2,685,407 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$160,288
−HK$8,660/mo
▼ 0.25% · 3.875%
HK$164,587
−HK$4,361/mo
Today · 4.125%
HK$168,948
baseline
▲ 0.50% · 4.625%
HK$177,853
+HK$8,905/mo
Deposit HK$31.59M · loan HK$31.59M · min. income ≈ HK$337,896/mo (50% DSR)
Upfront cash ≈ HK$34.28M (deposit + AVD stamp duty HK$2,685,407 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$172,896
−HK$10,843/mo
▼ 0.25% · 3.875%
HK$178,275
−HK$5,464/mo
Today · 4.125%
HK$183,739
baseline
▲ 0.50% · 4.625%
HK$194,919
+HK$11,180/mo
Deposit HK$25.27M · loan HK$37.91M · min. income ≈ HK$367,478/mo (50% DSR)
Upfront cash ≈ HK$27.96M (deposit + AVD stamp duty HK$2,685,407 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$192,346
−HK$10,391/mo
▼ 0.25% · 3.875%
HK$197,504
−HK$5,233/mo
Today · 4.125%
HK$202,737
baseline
▲ 0.50% · 4.625%
HK$213,424
+HK$10,687/mo
Deposit HK$25.27M · loan HK$37.91M · min. income ≈ HK$405,474/mo (50% DSR)
Upfront cash ≈ HK$27.96M (deposit + AVD stamp duty HK$2,685,407 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$201,713
−HK$12,649/mo
▼ 0.25% · 3.875%
HK$207,987
−HK$6,375/mo
Today · 4.125%
HK$214,362
baseline
▲ 0.50% · 4.625%
HK$227,405
+HK$13,043/mo
Deposit HK$18.96M · loan HK$44.23M · min. income ≈ HK$428,724/mo (50% DSR)
Upfront cash ≈ HK$21.64M (deposit + AVD stamp duty HK$2,685,407 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$224,403
−HK$12,124/mo
▼ 0.25% · 3.875%
HK$230,422
−HK$6,105/mo
Today · 4.125%
HK$236,527
baseline
▲ 0.50% · 4.625%
HK$248,995
+HK$12,468/mo
Deposit HK$18.96M · loan HK$44.23M · min. income ≈ HK$473,054/mo (50% DSR)
Upfront cash ≈ HK$21.64M (deposit + AVD stamp duty HK$2,685,407 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$259,345
−HK$16,263/mo
▼ 0.25% · 3.875%
HK$267,412
−HK$8,196/mo
Today · 4.125%
HK$275,608
baseline
▲ 0.50% · 4.625%
HK$292,378
+HK$16,770/mo
Deposit HK$6.32M · loan HK$56.87M · min. income ≈ HK$551,216/mo (50% DSR)
Upfront cash ≈ HK$9.00M (deposit + AVD stamp duty HK$2,685,407 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$288,518
−HK$15,588/mo
▼ 0.25% · 3.875%
HK$296,256
−HK$7,850/mo
Today · 4.125%
HK$304,106
baseline
▲ 0.50% · 4.625%
HK$320,136
+HK$16,030/mo
Deposit HK$6.32M · loan HK$56.87M · min. income ≈ HK$608,212/mo (50% DSR)
Upfront cash ≈ HK$9.00M (deposit + AVD stamp duty HK$2,685,407 · Scale 2, in force from 26 Feb 2026)