LTV · monthly repayment
▼ 0.50% · 3.625%
HK$144,115
−HK$9,037/mo
▼ 0.25% · 3.875%
HK$148,598
−HK$4,554/mo
Today · 4.125%
HK$153,152
baseline
▲ 0.50% · 4.625%
HK$162,471
+HK$9,319/mo
Deposit HK$31.60M · loan HK$31.60M · min. income ≈ HK$306,304/mo (50% DSR)
Upfront cash ≈ HK$34.29M (deposit + AVD stamp duty HK$2,686,052 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$160,326
−HK$8,662/mo
▼ 0.25% · 3.875%
HK$164,626
−HK$4,362/mo
Today · 4.125%
HK$168,988
baseline
▲ 0.50% · 4.625%
HK$177,896
+HK$8,908/mo
Deposit HK$31.60M · loan HK$31.60M · min. income ≈ HK$337,976/mo (50% DSR)
Upfront cash ≈ HK$34.29M (deposit + AVD stamp duty HK$2,686,052 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$172,938
−HK$10,845/mo
▼ 0.25% · 3.875%
HK$178,317
−HK$5,466/mo
Today · 4.125%
HK$183,783
baseline
▲ 0.50% · 4.625%
HK$194,965
+HK$11,182/mo
Deposit HK$25.28M · loan HK$37.92M · min. income ≈ HK$367,566/mo (50% DSR)
Upfront cash ≈ HK$27.97M (deposit + AVD stamp duty HK$2,686,052 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$192,392
−HK$10,394/mo
▼ 0.25% · 3.875%
HK$197,552
−HK$5,234/mo
Today · 4.125%
HK$202,786
baseline
▲ 0.50% · 4.625%
HK$213,475
+HK$10,689/mo
Deposit HK$25.28M · loan HK$37.92M · min. income ≈ HK$405,572/mo (50% DSR)
Upfront cash ≈ HK$27.97M (deposit + AVD stamp duty HK$2,686,052 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$201,761
−HK$12,652/mo
▼ 0.25% · 3.875%
HK$208,037
−HK$6,376/mo
Today · 4.125%
HK$214,413
baseline
▲ 0.50% · 4.625%
HK$227,460
+HK$13,047/mo
Deposit HK$18.96M · loan HK$44.24M · min. income ≈ HK$428,826/mo (50% DSR)
Upfront cash ≈ HK$21.65M (deposit + AVD stamp duty HK$2,686,052 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$224,457
−HK$12,127/mo
▼ 0.25% · 3.875%
HK$230,477
−HK$6,107/mo
Today · 4.125%
HK$236,584
baseline
▲ 0.50% · 4.625%
HK$249,054
+HK$12,470/mo
Deposit HK$18.96M · loan HK$44.24M · min. income ≈ HK$473,168/mo (50% DSR)
Upfront cash ≈ HK$21.65M (deposit + AVD stamp duty HK$2,686,052 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$259,407
−HK$16,267/mo
▼ 0.25% · 3.875%
HK$267,476
−HK$8,198/mo
Today · 4.125%
HK$275,674
baseline
▲ 0.50% · 4.625%
HK$292,448
+HK$16,774/mo
Deposit HK$6.32M · loan HK$56.88M · min. income ≈ HK$551,348/mo (50% DSR)
Upfront cash ≈ HK$9.01M (deposit + AVD stamp duty HK$2,686,052 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$288,588
−HK$15,591/mo
▼ 0.25% · 3.875%
HK$296,327
−HK$7,852/mo
Today · 4.125%
HK$304,179
baseline
▲ 0.50% · 4.625%
HK$320,213
+HK$16,034/mo
Deposit HK$6.32M · loan HK$56.88M · min. income ≈ HK$608,358/mo (50% DSR)
Upfront cash ≈ HK$9.01M (deposit + AVD stamp duty HK$2,686,052 · Scale 2, in force from 26 Feb 2026)