LTV · monthly repayment
▼ 0.50% · 3.625%
HK$144,124
−HK$9,038/mo
▼ 0.25% · 3.875%
HK$148,607
−HK$4,555/mo
Today · 4.125%
HK$153,162
baseline
▲ 0.50% · 4.625%
HK$162,482
+HK$9,320/mo
Deposit HK$31.60M · loan HK$31.60M · min. income ≈ HK$306,324/mo (50% DSR)
Upfront cash ≈ HK$34.29M (deposit + AVD stamp duty HK$2,686,224 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$160,337
−HK$8,662/mo
▼ 0.25% · 3.875%
HK$164,637
−HK$4,362/mo
Today · 4.125%
HK$168,999
baseline
▲ 0.50% · 4.625%
HK$177,907
+HK$8,908/mo
Deposit HK$31.60M · loan HK$31.60M · min. income ≈ HK$337,998/mo (50% DSR)
Upfront cash ≈ HK$34.29M (deposit + AVD stamp duty HK$2,686,224 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$172,949
−HK$10,845/mo
▼ 0.25% · 3.875%
HK$178,329
−HK$5,465/mo
Today · 4.125%
HK$183,794
baseline
▲ 0.50% · 4.625%
HK$194,978
+HK$11,184/mo
Deposit HK$25.28M · loan HK$37.92M · min. income ≈ HK$367,588/mo (50% DSR)
Upfront cash ≈ HK$27.97M (deposit + AVD stamp duty HK$2,686,224 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$192,404
−HK$10,395/mo
▼ 0.25% · 3.875%
HK$197,564
−HK$5,235/mo
Today · 4.125%
HK$202,799
baseline
▲ 0.50% · 4.625%
HK$213,489
+HK$10,690/mo
Deposit HK$25.28M · loan HK$37.92M · min. income ≈ HK$405,598/mo (50% DSR)
Upfront cash ≈ HK$27.97M (deposit + AVD stamp duty HK$2,686,224 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$201,774
−HK$12,653/mo
▼ 0.25% · 3.875%
HK$208,050
−HK$6,377/mo
Today · 4.125%
HK$214,427
baseline
▲ 0.50% · 4.625%
HK$227,474
+HK$13,047/mo
Deposit HK$18.96M · loan HK$44.24M · min. income ≈ HK$428,854/mo (50% DSR)
Upfront cash ≈ HK$21.65M (deposit + AVD stamp duty HK$2,686,224 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$224,471
−HK$12,128/mo
▼ 0.25% · 3.875%
HK$230,492
−HK$6,107/mo
Today · 4.125%
HK$236,599
baseline
▲ 0.50% · 4.625%
HK$249,070
+HK$12,471/mo
Deposit HK$18.96M · loan HK$44.24M · min. income ≈ HK$473,198/mo (50% DSR)
Upfront cash ≈ HK$21.65M (deposit + AVD stamp duty HK$2,686,224 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$259,424
−HK$16,268/mo
▼ 0.25% · 3.875%
HK$267,493
−HK$8,199/mo
Today · 4.125%
HK$275,692
baseline
▲ 0.50% · 4.625%
HK$292,467
+HK$16,775/mo
Deposit HK$6.32M · loan HK$56.88M · min. income ≈ HK$551,384/mo (50% DSR)
Upfront cash ≈ HK$9.01M (deposit + AVD stamp duty HK$2,686,224 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$288,606
−HK$15,593/mo
▼ 0.25% · 3.875%
HK$296,346
−HK$7,853/mo
Today · 4.125%
HK$304,199
baseline
▲ 0.50% · 4.625%
HK$320,233
+HK$16,034/mo
Deposit HK$6.32M · loan HK$56.88M · min. income ≈ HK$608,398/mo (50% DSR)
Upfront cash ≈ HK$9.01M (deposit + AVD stamp duty HK$2,686,224 · Scale 2, in force from 26 Feb 2026)