LTV · monthly repayment
▼ 0.50% · 3.625%
HK$144,128
−HK$9,038/mo
▼ 0.25% · 3.875%
HK$148,611
−HK$4,555/mo
Today · 4.125%
HK$153,166
baseline
▲ 0.50% · 4.625%
HK$162,486
+HK$9,320/mo
Deposit HK$31.60M · loan HK$31.60M · min. income ≈ HK$306,332/mo (50% DSR)
Upfront cash ≈ HK$34.29M (deposit + AVD stamp duty HK$2,686,299 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$160,341
−HK$8,663/mo
▼ 0.25% · 3.875%
HK$164,641
−HK$4,363/mo
Today · 4.125%
HK$169,004
baseline
▲ 0.50% · 4.625%
HK$177,912
+HK$8,908/mo
Deposit HK$31.60M · loan HK$31.60M · min. income ≈ HK$338,008/mo (50% DSR)
Upfront cash ≈ HK$34.29M (deposit + AVD stamp duty HK$2,686,299 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$172,954
−HK$10,846/mo
▼ 0.25% · 3.875%
HK$178,334
−HK$5,466/mo
Today · 4.125%
HK$183,800
baseline
▲ 0.50% · 4.625%
HK$194,983
+HK$11,183/mo
Deposit HK$25.28M · loan HK$37.92M · min. income ≈ HK$367,600/mo (50% DSR)
Upfront cash ≈ HK$27.97M (deposit + AVD stamp duty HK$2,686,299 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$192,409
−HK$10,396/mo
▼ 0.25% · 3.875%
HK$197,570
−HK$5,235/mo
Today · 4.125%
HK$202,805
baseline
▲ 0.50% · 4.625%
HK$213,495
+HK$10,690/mo
Deposit HK$25.28M · loan HK$37.92M · min. income ≈ HK$405,610/mo (50% DSR)
Upfront cash ≈ HK$27.97M (deposit + AVD stamp duty HK$2,686,299 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$201,780
−HK$12,653/mo
▼ 0.25% · 3.875%
HK$208,056
−HK$6,377/mo
Today · 4.125%
HK$214,433
baseline
▲ 0.50% · 4.625%
HK$227,481
+HK$13,048/mo
Deposit HK$18.96M · loan HK$44.24M · min. income ≈ HK$428,866/mo (50% DSR)
Upfront cash ≈ HK$21.65M (deposit + AVD stamp duty HK$2,686,299 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$224,478
−HK$12,128/mo
▼ 0.25% · 3.875%
HK$230,498
−HK$6,108/mo
Today · 4.125%
HK$236,606
baseline
▲ 0.50% · 4.625%
HK$249,077
+HK$12,471/mo
Deposit HK$18.96M · loan HK$44.24M · min. income ≈ HK$473,212/mo (50% DSR)
Upfront cash ≈ HK$21.65M (deposit + AVD stamp duty HK$2,686,299 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$259,431
−HK$16,268/mo
▼ 0.25% · 3.875%
HK$267,501
−HK$8,198/mo
Today · 4.125%
HK$275,699
baseline
▲ 0.50% · 4.625%
HK$292,475
+HK$16,776/mo
Deposit HK$6.32M · loan HK$56.89M · min. income ≈ HK$551,398/mo (50% DSR)
Upfront cash ≈ HK$9.01M (deposit + AVD stamp duty HK$2,686,299 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$288,614
−HK$15,593/mo
▼ 0.25% · 3.875%
HK$296,355
−HK$7,852/mo
Today · 4.125%
HK$304,207
baseline
▲ 0.50% · 4.625%
HK$320,242
+HK$16,035/mo
Deposit HK$6.32M · loan HK$56.89M · min. income ≈ HK$608,414/mo (50% DSR)
Upfront cash ≈ HK$9.01M (deposit + AVD stamp duty HK$2,686,299 · Scale 2, in force from 26 Feb 2026)