LTV · monthly repayment
▼ 0.50% · 3.625%
HK$144,165
−HK$9,041/mo
▼ 0.25% · 3.875%
HK$148,650
−HK$4,556/mo
Today · 4.125%
HK$153,206
baseline
▲ 0.50% · 4.625%
HK$162,528
+HK$9,322/mo
Deposit HK$31.61M · loan HK$31.61M · min. income ≈ HK$306,412/mo (50% DSR)
Upfront cash ≈ HK$34.30M (deposit + AVD stamp duty HK$2,686,994 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$160,383
−HK$8,665/mo
▼ 0.25% · 3.875%
HK$164,684
−HK$4,364/mo
Today · 4.125%
HK$169,048
baseline
▲ 0.50% · 4.625%
HK$177,958
+HK$8,910/mo
Deposit HK$31.61M · loan HK$31.61M · min. income ≈ HK$338,096/mo (50% DSR)
Upfront cash ≈ HK$34.30M (deposit + AVD stamp duty HK$2,686,994 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$172,999
−HK$10,848/mo
▼ 0.25% · 3.875%
HK$178,380
−HK$5,467/mo
Today · 4.125%
HK$183,847
baseline
▲ 0.50% · 4.625%
HK$195,034
+HK$11,187/mo
Deposit HK$25.29M · loan HK$37.93M · min. income ≈ HK$367,694/mo (50% DSR)
Upfront cash ≈ HK$27.98M (deposit + AVD stamp duty HK$2,686,994 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$192,459
−HK$10,398/mo
▼ 0.25% · 3.875%
HK$197,621
−HK$5,236/mo
Today · 4.125%
HK$202,857
baseline
▲ 0.50% · 4.625%
HK$213,550
+HK$10,693/mo
Deposit HK$25.29M · loan HK$37.93M · min. income ≈ HK$405,714/mo (50% DSR)
Upfront cash ≈ HK$27.98M (deposit + AVD stamp duty HK$2,686,994 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$201,832
−HK$12,656/mo
▼ 0.25% · 3.875%
HK$208,110
−HK$6,378/mo
Today · 4.125%
HK$214,488
baseline
▲ 0.50% · 4.625%
HK$227,539
+HK$13,051/mo
Deposit HK$18.97M · loan HK$44.26M · min. income ≈ HK$428,976/mo (50% DSR)
Upfront cash ≈ HK$21.65M (deposit + AVD stamp duty HK$2,686,994 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$224,536
−HK$12,131/mo
▼ 0.25% · 3.875%
HK$230,558
−HK$6,109/mo
Today · 4.125%
HK$236,667
baseline
▲ 0.50% · 4.625%
HK$249,142
+HK$12,475/mo
Deposit HK$18.97M · loan HK$44.26M · min. income ≈ HK$473,334/mo (50% DSR)
Upfront cash ≈ HK$21.65M (deposit + AVD stamp duty HK$2,686,994 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$259,498
−HK$16,273/mo
▼ 0.25% · 3.875%
HK$267,570
−HK$8,201/mo
Today · 4.125%
HK$275,771
baseline
▲ 0.50% · 4.625%
HK$292,551
+HK$16,780/mo
Deposit HK$6.32M · loan HK$56.90M · min. income ≈ HK$551,542/mo (50% DSR)
Upfront cash ≈ HK$9.01M (deposit + AVD stamp duty HK$2,686,994 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$288,689
−HK$15,597/mo
▼ 0.25% · 3.875%
HK$296,431
−HK$7,855/mo
Today · 4.125%
HK$304,286
baseline
▲ 0.50% · 4.625%
HK$320,325
+HK$16,039/mo
Deposit HK$6.32M · loan HK$56.90M · min. income ≈ HK$608,572/mo (50% DSR)
Upfront cash ≈ HK$9.01M (deposit + AVD stamp duty HK$2,686,994 · Scale 2, in force from 26 Feb 2026)