LTV · monthly repayment
▼ 0.50% · 3.625%
HK$144,168
−HK$9,041/mo
▼ 0.25% · 3.875%
HK$148,652
−HK$4,557/mo
Today · 4.125%
HK$153,209
baseline
▲ 0.50% · 4.625%
HK$162,531
+HK$9,322/mo
Deposit HK$31.61M · loan HK$31.61M · min. income ≈ HK$306,418/mo (50% DSR)
Upfront cash ≈ HK$34.30M (deposit + AVD stamp duty HK$2,687,039 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$160,385
−HK$8,666/mo
▼ 0.25% · 3.875%
HK$164,687
−HK$4,364/mo
Today · 4.125%
HK$169,051
baseline
▲ 0.50% · 4.625%
HK$177,961
+HK$8,910/mo
Deposit HK$31.61M · loan HK$31.61M · min. income ≈ HK$338,102/mo (50% DSR)
Upfront cash ≈ HK$34.30M (deposit + AVD stamp duty HK$2,687,039 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$173,002
−HK$10,848/mo
▼ 0.25% · 3.875%
HK$178,383
−HK$5,467/mo
Today · 4.125%
HK$183,850
baseline
▲ 0.50% · 4.625%
HK$195,037
+HK$11,187/mo
Deposit HK$25.29M · loan HK$37.93M · min. income ≈ HK$367,700/mo (50% DSR)
Upfront cash ≈ HK$27.98M (deposit + AVD stamp duty HK$2,687,039 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$192,462
−HK$10,399/mo
▼ 0.25% · 3.875%
HK$197,624
−HK$5,237/mo
Today · 4.125%
HK$202,861
baseline
▲ 0.50% · 4.625%
HK$213,554
+HK$10,693/mo
Deposit HK$25.29M · loan HK$37.93M · min. income ≈ HK$405,722/mo (50% DSR)
Upfront cash ≈ HK$27.98M (deposit + AVD stamp duty HK$2,687,039 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$201,835
−HK$12,657/mo
▼ 0.25% · 3.875%
HK$208,113
−HK$6,379/mo
Today · 4.125%
HK$214,492
baseline
▲ 0.50% · 4.625%
HK$227,543
+HK$13,051/mo
Deposit HK$18.97M · loan HK$44.26M · min. income ≈ HK$428,984/mo (50% DSR)
Upfront cash ≈ HK$21.65M (deposit + AVD stamp duty HK$2,687,039 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$224,540
−HK$12,131/mo
▼ 0.25% · 3.875%
HK$230,562
−HK$6,109/mo
Today · 4.125%
HK$236,671
baseline
▲ 0.50% · 4.625%
HK$249,146
+HK$12,475/mo
Deposit HK$18.97M · loan HK$44.26M · min. income ≈ HK$473,342/mo (50% DSR)
Upfront cash ≈ HK$21.65M (deposit + AVD stamp duty HK$2,687,039 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$259,502
−HK$16,273/mo
▼ 0.25% · 3.875%
HK$267,574
−HK$8,201/mo
Today · 4.125%
HK$275,775
baseline
▲ 0.50% · 4.625%
HK$292,556
+HK$16,781/mo
Deposit HK$6.32M · loan HK$56.90M · min. income ≈ HK$551,550/mo (50% DSR)
Upfront cash ≈ HK$9.01M (deposit + AVD stamp duty HK$2,687,039 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$288,694
−HK$15,597/mo
▼ 0.25% · 3.875%
HK$296,436
−HK$7,855/mo
Today · 4.125%
HK$304,291
baseline
▲ 0.50% · 4.625%
HK$320,331
+HK$16,040/mo
Deposit HK$6.32M · loan HK$56.90M · min. income ≈ HK$608,582/mo (50% DSR)
Upfront cash ≈ HK$9.01M (deposit + AVD stamp duty HK$2,687,039 · Scale 2, in force from 26 Feb 2026)