LTV · monthly repayment
▼ 0.50% · 3.625%
HK$14,418
−HK$904/mo
▼ 0.25% · 3.875%
HK$14,867
−HK$455/mo
Today · 4.125%
HK$15,322
baseline
▲ 0.50% · 4.625%
HK$16,255
+HK$933/mo
Deposit HK$3.16M · loan HK$3.16M · min. income ≈ HK$30,644/mo (50% DSR)
Upfront cash ≈ HK$3.33M (deposit + AVD stamp duty HK$167,312 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,040
−HK$867/mo
▼ 0.25% · 3.875%
HK$16,470
−HK$437/mo
Today · 4.125%
HK$16,907
baseline
▲ 0.50% · 4.625%
HK$17,798
+HK$891/mo
Deposit HK$3.16M · loan HK$3.16M · min. income ≈ HK$33,814/mo (50% DSR)
Upfront cash ≈ HK$3.33M (deposit + AVD stamp duty HK$167,312 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,302
−HK$1,085/mo
▼ 0.25% · 3.875%
HK$17,840
−HK$547/mo
Today · 4.125%
HK$18,387
baseline
▲ 0.50% · 4.625%
HK$19,506
+HK$1,119/mo
Deposit HK$2.53M · loan HK$3.79M · min. income ≈ HK$36,774/mo (50% DSR)
Upfront cash ≈ HK$2.70M (deposit + AVD stamp duty HK$167,312 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,248
−HK$1,040/mo
▼ 0.25% · 3.875%
HK$19,765
−HK$523/mo
Today · 4.125%
HK$20,288
baseline
▲ 0.50% · 4.625%
HK$21,358
+HK$1,070/mo
Deposit HK$2.53M · loan HK$3.79M · min. income ≈ HK$40,576/mo (50% DSR)
Upfront cash ≈ HK$2.70M (deposit + AVD stamp duty HK$167,312 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,186
−HK$1,265/mo
▼ 0.25% · 3.875%
HK$20,814
−HK$637/mo
Today · 4.125%
HK$21,451
baseline
▲ 0.50% · 4.625%
HK$22,757
+HK$1,306/mo
Deposit HK$1.90M · loan HK$4.43M · min. income ≈ HK$42,902/mo (50% DSR)
Upfront cash ≈ HK$2.06M (deposit + AVD stamp duty HK$167,312 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,456
−HK$1,214/mo
▼ 0.25% · 3.875%
HK$23,059
−HK$611/mo
Today · 4.125%
HK$23,670
baseline
▲ 0.50% · 4.625%
HK$24,917
+HK$1,247/mo
Deposit HK$1.90M · loan HK$4.43M · min. income ≈ HK$47,340/mo (50% DSR)
Upfront cash ≈ HK$2.06M (deposit + AVD stamp duty HK$167,312 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,953
−HK$1,627/mo
▼ 0.25% · 3.875%
HK$26,760
−HK$820/mo
Today · 4.125%
HK$27,580
baseline
▲ 0.50% · 4.625%
HK$29,259
+HK$1,679/mo
Deposit HK$632K · loan HK$5.69M · min. income ≈ HK$55,160/mo (50% DSR)
Upfront cash ≈ HK$800K (deposit + AVD stamp duty HK$167,312 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,872
−HK$1,560/mo
▼ 0.25% · 3.875%
HK$29,647
−HK$785/mo
Today · 4.125%
HK$30,432
baseline
▲ 0.50% · 4.625%
HK$32,036
+HK$1,604/mo
Deposit HK$632K · loan HK$5.69M · min. income ≈ HK$60,864/mo (50% DSR)
Upfront cash ≈ HK$800K (deposit + AVD stamp duty HK$167,312 · Scale 2, in force from 26 Feb 2026)