LTV · monthly repayment
▼ 0.50% · 3.625%
HK$144,208
−HK$9,044/mo
▼ 0.25% · 3.875%
HK$148,694
−HK$4,558/mo
Today · 4.125%
HK$153,252
baseline
▲ 0.50% · 4.625%
HK$162,577
+HK$9,325/mo
Deposit HK$31.62M · loan HK$31.62M · min. income ≈ HK$306,504/mo (50% DSR)
Upfront cash ≈ HK$34.31M (deposit + AVD stamp duty HK$2,687,795 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$160,430
−HK$8,668/mo
▼ 0.25% · 3.875%
HK$164,733
−HK$4,365/mo
Today · 4.125%
HK$169,098
baseline
▲ 0.50% · 4.625%
HK$178,011
+HK$8,913/mo
Deposit HK$31.62M · loan HK$31.62M · min. income ≈ HK$338,196/mo (50% DSR)
Upfront cash ≈ HK$34.31M (deposit + AVD stamp duty HK$2,687,795 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$173,050
−HK$10,852/mo
▼ 0.25% · 3.875%
HK$178,433
−HK$5,469/mo
Today · 4.125%
HK$183,902
baseline
▲ 0.50% · 4.625%
HK$195,092
+HK$11,190/mo
Deposit HK$25.30M · loan HK$37.95M · min. income ≈ HK$367,804/mo (50% DSR)
Upfront cash ≈ HK$27.98M (deposit + AVD stamp duty HK$2,687,795 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$192,517
−HK$10,401/mo
▼ 0.25% · 3.875%
HK$197,680
−HK$5,238/mo
Today · 4.125%
HK$202,918
baseline
▲ 0.50% · 4.625%
HK$213,614
+HK$10,696/mo
Deposit HK$25.30M · loan HK$37.95M · min. income ≈ HK$405,836/mo (50% DSR)
Upfront cash ≈ HK$27.98M (deposit + AVD stamp duty HK$2,687,795 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$201,892
−HK$12,660/mo
▼ 0.25% · 3.875%
HK$208,172
−HK$6,380/mo
Today · 4.125%
HK$214,552
baseline
▲ 0.50% · 4.625%
HK$227,607
+HK$13,055/mo
Deposit HK$18.97M · loan HK$44.27M · min. income ≈ HK$429,104/mo (50% DSR)
Upfront cash ≈ HK$21.66M (deposit + AVD stamp duty HK$2,687,795 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$224,603
−HK$12,134/mo
▼ 0.25% · 3.875%
HK$230,626
−HK$6,111/mo
Today · 4.125%
HK$236,737
baseline
▲ 0.50% · 4.625%
HK$249,216
+HK$12,479/mo
Deposit HK$18.97M · loan HK$44.27M · min. income ≈ HK$473,474/mo (50% DSR)
Upfront cash ≈ HK$21.66M (deposit + AVD stamp duty HK$2,687,795 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$259,575
−HK$16,278/mo
▼ 0.25% · 3.875%
HK$267,650
−HK$8,203/mo
Today · 4.125%
HK$275,853
baseline
▲ 0.50% · 4.625%
HK$292,638
+HK$16,785/mo
Deposit HK$6.32M · loan HK$56.92M · min. income ≈ HK$551,706/mo (50% DSR)
Upfront cash ≈ HK$9.01M (deposit + AVD stamp duty HK$2,687,795 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$288,775
−HK$15,602/mo
▼ 0.25% · 3.875%
HK$296,520
−HK$7,857/mo
Today · 4.125%
HK$304,377
baseline
▲ 0.50% · 4.625%
HK$320,421
+HK$16,044/mo
Deposit HK$6.32M · loan HK$56.92M · min. income ≈ HK$608,754/mo (50% DSR)
Upfront cash ≈ HK$9.01M (deposit + AVD stamp duty HK$2,687,795 · Scale 2, in force from 26 Feb 2026)