LTV · monthly repayment
▼ 0.50% · 3.625%
HK$144,211
−HK$9,044/mo
▼ 0.25% · 3.875%
HK$148,697
−HK$4,558/mo
Today · 4.125%
HK$153,255
baseline
▲ 0.50% · 4.625%
HK$162,580
+HK$9,325/mo
Deposit HK$31.62M · loan HK$31.62M · min. income ≈ HK$306,510/mo (50% DSR)
Upfront cash ≈ HK$34.31M (deposit + AVD stamp duty HK$2,687,850 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$160,434
−HK$8,668/mo
▼ 0.25% · 3.875%
HK$164,737
−HK$4,365/mo
Today · 4.125%
HK$169,102
baseline
▲ 0.50% · 4.625%
HK$178,015
+HK$8,913/mo
Deposit HK$31.62M · loan HK$31.62M · min. income ≈ HK$338,204/mo (50% DSR)
Upfront cash ≈ HK$34.31M (deposit + AVD stamp duty HK$2,687,850 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$173,054
−HK$10,852/mo
▼ 0.25% · 3.875%
HK$178,437
−HK$5,469/mo
Today · 4.125%
HK$183,906
baseline
▲ 0.50% · 4.625%
HK$195,096
+HK$11,190/mo
Deposit HK$25.30M · loan HK$37.95M · min. income ≈ HK$367,812/mo (50% DSR)
Upfront cash ≈ HK$27.99M (deposit + AVD stamp duty HK$2,687,850 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$192,521
−HK$10,401/mo
▼ 0.25% · 3.875%
HK$197,684
−HK$5,238/mo
Today · 4.125%
HK$202,922
baseline
▲ 0.50% · 4.625%
HK$213,618
+HK$10,696/mo
Deposit HK$25.30M · loan HK$37.95M · min. income ≈ HK$405,844/mo (50% DSR)
Upfront cash ≈ HK$27.99M (deposit + AVD stamp duty HK$2,687,850 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$201,896
−HK$12,661/mo
▼ 0.25% · 3.875%
HK$208,176
−HK$6,381/mo
Today · 4.125%
HK$214,557
baseline
▲ 0.50% · 4.625%
HK$227,612
+HK$13,055/mo
Deposit HK$18.97M · loan HK$44.27M · min. income ≈ HK$429,114/mo (50% DSR)
Upfront cash ≈ HK$21.66M (deposit + AVD stamp duty HK$2,687,850 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$224,607
−HK$12,135/mo
▼ 0.25% · 3.875%
HK$230,631
−HK$6,111/mo
Today · 4.125%
HK$236,742
baseline
▲ 0.50% · 4.625%
HK$249,221
+HK$12,479/mo
Deposit HK$18.97M · loan HK$44.27M · min. income ≈ HK$473,484/mo (50% DSR)
Upfront cash ≈ HK$21.66M (deposit + AVD stamp duty HK$2,687,850 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$259,581
−HK$16,278/mo
▼ 0.25% · 3.875%
HK$267,655
−HK$8,204/mo
Today · 4.125%
HK$275,859
baseline
▲ 0.50% · 4.625%
HK$292,644
+HK$16,785/mo
Deposit HK$6.32M · loan HK$56.92M · min. income ≈ HK$551,718/mo (50% DSR)
Upfront cash ≈ HK$9.01M (deposit + AVD stamp duty HK$2,687,850 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$288,781
−HK$15,602/mo
▼ 0.25% · 3.875%
HK$296,526
−HK$7,857/mo
Today · 4.125%
HK$304,383
baseline
▲ 0.50% · 4.625%
HK$320,427
+HK$16,044/mo
Deposit HK$6.32M · loan HK$56.92M · min. income ≈ HK$608,766/mo (50% DSR)
Upfront cash ≈ HK$9.01M (deposit + AVD stamp duty HK$2,687,850 · Scale 2, in force from 26 Feb 2026)